221 E 13th St, Tipton, IA 52772 Property Records

Cedar County property record for 221 E 13th St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,802 sqft · built 1957
Lot Size	0.471 acres (20,517 sqft)
Owner	Individual Name on Record
Tax Bill	$4,232 (2024)
Deeds & Mortgages	Apr 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`048007313270070`

Property Details

APN / Parcel Number

Primary APN	`048007313270070`
Alternative APN	`48004800731327007000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
Basement Area	1,528 sqft
Finished Basement	1,025 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,517 sqft (0.471 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	400 sqft
Patio Area	814 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	48004800731327007000
Street Address	221 E 13TH ST
City	TIPTON
State	IA
Zip	52772-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRASEURS ADD LOTS 1 & 2 & E 1/2 LOT 3 BLK D
Legal Subdivision	FRASEURS ADD
Legal Block	D
Legal Lot Number	1,2 2
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1025
Census Tract	450300

Owner

Source: Cedar County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1502 JEFFERY DR, TIPTON, IA 52772-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 10, 2025
Transfer Doc	001768/142
Record Updated	Jun 8, 2026

April 2025: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CEDAR IA
Recording Date	Apr 10, 2025
Property Address	221 E 13TH ST, TIPTON, IA 52772-1135
Document Number	001768/142
Book / Page	1768 / 142
Instrument Date	Mar 26, 2025
Instrument	2025 856
Transaction Type	Foreclosure
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$423.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1502 JEFFERY DR, TIPTON, IA 52772-1201

Mortgage

Document Number	0002025857
Date	Apr 10, 2025
Instrument	2025 857

Lender

Name	LIBERTY TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 10, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$263,560 (+12.06%) Land $38,390 Building $225,170	$263,560 (+12.06%) Land $38,390 Building $225,170
2024	$4,232.00 (+14.32%)
2023		$235,200 (+23.26%) Land $38,390 Building $196,810	$235,200 (+23.26%) Land $38,390 Building $196,810
2022	$3,702.00 Homeowner's exemption	$190,820 Land $32,490 Building $158,330
2021			$190,820 Land $32,490 Building $158,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130