206 7th Ave SE, Independence, IA 50644 Property Records

Buchanan County property record for 206 7th Ave SE, Independence, IA 50644

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,350 sqft · built 1955
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$116,500 (Oct 2006)
Tax Bill$2,848 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN1003158002

Property Details

APN / Parcel Number

Primary APN1003158002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,350 sqft Living Area
AtticAttic
Attic Area479 sqft
Basement Area871 sqft
Unfinished Basement871 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area6,970 sqft (0.16 acres)
Garage Area536 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address206 7TH AVE SE
CityINDEPENDENCE
StateIA
Zip50644-3034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCAR S90' EX S5' LOT1 BLK 5
Legal SubdivisionSCAR
Legal Block5
Legal Lot Number1
JurisdictionBUCHANAN IA
Township / Civil DivisionSUMNER
Census Block Group4
Census Block4008
Census Tract950500

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address206 7TH AVE SE, INDEPENDENCE, IA 50644-3034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2006 · Amount on Record
Deed SaleOct 3, 2006 · Amount on Record
Deed Document Number20063800
Last Transfer DateNov 10, 2006
Transfer Doc2006R04409
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address206 7TH AVE SE, INDEPENDENCE, IA 50644-3034
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R01968
DateJul 27, 2018
Instrument2018R01968
Lender
NameVERIDIAN CREDIT UNION
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term294 Months
DueJan 1, 2043

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,848.00 (+7.15%) Homeowner's exemption$163,280 (+14.25%) Land $17,220 Building $146,060$163,280 (+14.25%) Land $17,220 Building $146,060
2024$2,658.00 (+15.06%)
2023$2,310.00 Homeowner's exemption$142,910 Land $15,370 Building $127,540$142,910 Land $15,370 Building $127,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims40 (1979–2016)
Claims Outside the SFHA4 of 40
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 14 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 13 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Independence Telecommunications Utility
Cable · Fiber in parts of the area
250 / 25
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

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