112 7th Ave SE, Independence, IA 50644 Property Records

Buchanan County property record for 112 7th Ave SE, Independence, IA 50644

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3,888 sqft · built 1998
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on File
Last Sale	$275,000 (Jan 2026)
Tax Bill	$3,864 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1003154004`

Property Details

APN / Parcel Number

Primary APN	`1003154004`

Interior

Stories	1 Story
Building Area	3,888 sqft Total Area
1st Floor Area	3,888 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	112 7TH AVE SE
City	INDEPENDENCE
State	IA
Zip	50644-3067
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	SCAR N1/2 LOTS 5 & 6B LK 4
Legal Subdivision	SCAR
Legal Block	4
Legal Lot Number	5-6
Jurisdiction	BUCHANAN IA
Township / Civil Division	SUMNER
Census Block Group	4
Census Block	4008
Census Tract	950500

Owner

112 7th Ave SE, a residential property, is owned by a company that bought it in January 2026.

Source: Buchanan County records, as of September 9, 2026

Owner of Record	Company Name on File
Mailing Address	1221 6TH AVE NE, INDEPENDENCE, IA 50644-1002
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit BANKIOWA
Oct 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage VIKING STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Deed Document Number	2026125
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	112 7TH AVE SE, INDEPENDENCE, IA 50644-3067
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 6TH AVE NE, INDEPENDENCE, IA 50644-1002

Mortgage

Document Number	2026R00173
Date	Jan 14, 2026
Instrument	2026R00173

Lender

Name	BANKIOWA
Type	Bank
Address	INDEPENDENCE, IA 50644

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	112 7TH AVE SE, INDEPENDENCE, IA 50644-3067
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R03691
Date	Oct 9, 2020
Instrument	2020R03691

Lender

Name	VIKING STATE BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 112 7th Ave SE was $3,864.

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Independence City
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,864.00	$206,710 Land $22,800 Building $183,910	$206,710 Land $22,800 Building $183,910
2023	$3,294.00	$199,250 Land $22,800 Building $176,450	$199,250 Land $22,800 Building $176,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 7th Ave SE in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	40 (1979–2016)
Claims Outside the SFHA	4 of 40
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 14 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 13 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 112 7th Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Independence Telecommunications Utility Cable · Fiber in parts of the area	250 / 25
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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