117 7th Ave SE, Independence, IA 50644 Property Records

Buchanan County property record for 117 7th Ave SE, Independence, IA 50644

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,964 sqft · built 1910
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$83,000 (Apr 2024)
Tax Bill$2,050 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1003153013

Property Details

APN / Parcel Number

Primary APN1003153013

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,964 sqft Living Area
Basement Area748 sqft
Unfinished Basement748 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area8,276 sqft (0.19 acres)
Garage Area768 sqft
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address117 7TH AVE SE
CityINDEPENDENCE
StateIA
Zip50644-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCAR BLK 3 LOT 5EXC N 66'
Legal SubdivisionSCAR
Legal Block3
Legal Lot Number5
JurisdictionBUCHANAN IA
Township / Civil DivisionSUMNER
Census Block Group4
Census Block4009
Census Tract950500

Owner

Source: Buchanan County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address117 7TH AVE SE, INDEPENDENCE, IA 50644-3031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2024 · Amount on Record
Deed SaleApr 12, 2024 · Amount on Record
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address117 7TH AVE SE, INDEPENDENCE, IA 50644-3031
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R03553
DateOct 23, 2017
Instrument2017R03553
Lender
NameWCF FINANCIAL BANK
TypeBank
AddressINDEPENDENCE, IA 50644
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueSep 1, 2032

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,050.00 (-15.15%) Homeowner's exemption$128,140 (-15.29%) Land $20,060 Building $108,080$128,140 (-15.29%) Land $20,060 Building $108,080
2023$2,416.00 Homeowner's exemption$151,270 Land $17,910 Building $133,360$151,270 Land $17,910 Building $133,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims40 (1979–2016)
Claims Outside the SFHA4 of 40
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 14 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 13 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Independence Telecommunications Utility
Cable · Fiber in parts of the area
250 / 25
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

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