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206 3rd St N, Tower, MN 55790 Property Records

St. Louis County property record for 206 3rd St N, Tower, MN 55790

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 884 sqft · built 1955
Lot Size0.16 acres (6,998 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Aug 2022)
Tax Bill$532 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN080-0010-00250

Property Details

APN / Parcel Number

Primary APN080-0010-00250
Alternative APNs
  • 1095170
  • 90941

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area884 sqft Gross Area
1st Floor Area884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Lot Area6,998 sqft (0.16 acres)
Garage Area576 sqft
Deck Area12 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1095170
Street Address206 3RD ST N
CityTOWER
StateMN
Zip55790-5002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0003 BLOCK:005 SERIAL #
Legal SubdivisionTOWER
Legal Block5
Legal Lot Number3
JurisdictionST LOUIS MN
Township / Civil DivisionTOWER
Census Block Group2
Census Block2040
Census Tract15402

Owner

Source: St. Louis County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2151 BIRCH POINT RD, TOWER, MN 55790-8104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 16, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2022 · Amount on Record
Deed SaleAug 29, 2022 · Amount on Record
Deed Document Number20221450796
Prior Transfer DateAug 4, 2022
Prior Transfer Doc0001449914
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 29, 2022
Property Address206 3RD ST N, TOWER, MN 55790-5002
Document Number0001450796
Instrument DateAug 26, 2022
Instrument1450796
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$396.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2151 BIRSOL RT RD, TOWER, MN 55790

Mortgage

Document Number0001450797
DateAug 29, 2022
Instrument1450797
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateAug 16, 2022
Property Address206 3RD ST N, TOWER, MN 55790-5002
Document Number0001449914
Instrument DateAug 4, 2022
Instrument1449914
Transaction TypeTransfer
Record UpdatedSep 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2033 N HIGHWAY 21, ELY, MN 55731-8226

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityTower City
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$532.00 (+33%) Homeowner's exemption
2025$400.00 (-25.37%) Homeowner's exemption$98,600 (+19.95%) Land $6,000 Building $92,600$98,600 (+19.95%) Land $6,000 Building $92,600
2024$536.00$82,200 (+31.73%) Land $6,000 Building $76,200$82,200 (+31.73%) Land $6,000 Building $76,200
2022$62,400 Land $5,400 Building $57,000$62,400 Land $5,400 Building $57,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 78% of Minnesota
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTower
serves 426 people · EPA ID MN1690051
Water SourcePurchased groundwater influenced by surface water from Breitung
Last State InspectionMar 2026
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper2.37 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		2,000 / 350
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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