St. Louis County property record for 201 3rd St N, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,291 sqft · built 1942 |
| Lot Size | 0.321 acres (13,996 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,668 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-0010-00480 |
| Primary APN | 080-0010-00480 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,291 sqft Gross Area |
| 1st Floor Area | 1,291 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 13,996 sqft (0.321 acres) |
| Garage Area | 672 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 234 sqft |
| Patio Area | 278 sqft |
| Cabin | 280 sqft |
| Storage Building | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1134073 |
|---|---|
| Street Address | 201 3RD ST N |
| City | TOWER |
| State | MN |
| Zip | 55790-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 15 AND 16 SERIAL # |
| Legal Subdivision | TOWER |
| Legal Block | 6 |
| Legal Lot Number | 15-16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | TOWER |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 15402 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 626, TOWER, MN 55790-0626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST |
| Jul 28, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 25, 2022 |
| Transfer Doc | 0001059380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 201 3RD ST N, TOWER, MN 55790-5002 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001067209 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 1067209 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | TOWER, MN 55790 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 28, 2022 |
| Property Address | 201 3RD ST N, TOWER, MN 55790-5002 |
| Document Number | 0001059379 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 1059379 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 626, TOWER, MN 55790-0626 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,668.00 (+40.64%) Homeowner's exemption | ||
| 2025 | $1,186.00 (-12.15%) Homeowner's exemption | $161,000 (+26.27%) Land $11,900 Building $149,100 | $161,000 (+26.27%) Land $11,900 Building $149,100 |
| 2024 | $1,350.00 | $127,500 (+31.17%) Land $11,900 Building $115,600 | $127,500 (+31.17%) Land $11,900 Building $115,600 |
| 2022 | $97,200 Land $10,800 Building $86,400 | $97,200 Land $10,800 Building $86,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tower serves 426 people · EPA ID MN1690051 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from Breitung |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 2.37 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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