St. Louis County property record for 210 3rd St N, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,290 sqft |
| Lot Size | 0.321 acres (13,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $47,500 (Jul 2010) |
| Tax Bill | $608 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-0010-00270 |
| Primary APN | 080-0010-00270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,290 sqft Gross Area |
| 1st Floor Area | 822 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Lot Area | 13,996 sqft (0.321 acres) |
| Garage Area | 280 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 92 sqft |
| Storage Building | 200 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1090215 |
|---|---|
| Street Address | 210 3RD ST N |
| City | TOWER |
| State | MN |
| Zip | 55790-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5 AND 6 SERIAL # |
| Legal Subdivision | TOWER |
| Legal Block | 5 |
| Legal Lot Number | 5-6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | TOWER |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 15402 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 362, TOWER, MN 55790-0362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2010 · Amount on Record |
| Deed Sale | Jul 8, 2010 · Amount on Record |
| Deed Document Number | 20101138954 |
| Prior Transfer Date | May 10, 2002 |
| Prior Transfer Doc | 0000857941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 210 3RD ST N, TOWER, MN 55790-5002 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001466841 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 1466841 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.1% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5% |
| Max Rate At Change | 18% |
| Index | 3-Year CMT |
| Max Rate | 16.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 210 3RD ST N, TOWER, MN 55790-5002 |
| Document Number | 00A1390879 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 210 3RD ST N TOWER MN 557905002, TOWER, MN 55790-5002 |
| Document Number | 00A1390879 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | A1390879 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | TOWER, MN 55790 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 17, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $608.00 (+33.92%) Homeowner's exemption | ||
| 2025 | $454.00 (-21.99%) Homeowner's exemption | $100,100 (+23.89%) Land $11,900 Building $88,200 | $100,100 (+23.89%) Land $11,900 Building $88,200 |
| 2024 | $582.00 | $80,800 (+29.7%) Land $11,900 Building $68,900 | $80,800 (+29.7%) Land $11,900 Building $68,900 |
| 2022 | $62,300 Land $10,800 Building $51,500 | $62,300 Land $10,800 Building $51,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tower serves 426 people · EPA ID MN1690051 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from Breitung |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 2.37 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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