Lapeer County property record for 206 3rd St, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,687 sqft · built 1960 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Mar 2021) |
| Tax Bill | $2,775 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-604-001-00 |
| Primary APN | 045-604-001-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,687 sqft Living Area |
| 1st Floor Area | 1,231 sqft |
| Basement Area | 775 sqft |
| Unfinished Basement | 775 sqft |
| Flooring | Carpet |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Siding |
| Lot Area | 17,990 sqft (0.413 acres) |
| Lot Dimensions | 120 ft deep x 150 ft wide |
| Garage Area | 884 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 206 3RD ST |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | VILLAGE OF METAMORA HARTS PLAT LOTS 1, 2, & 3 BLOCK 4 |
| Legal Subdivision | VILLAGE OF METAMORA HARTS |
| Legal Block | 4 |
| Legal Lot Number | 1-3 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 341500 |
206 3rd St is owned and occupied by an individual who bought it in March 2021.
Source: Lapeer County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 206 3RD ST, METAMORA, MI 48455-9784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CREDIT UNION |
| Mar 16, 2021 | Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on File |
| Deed Sale | Mar 16, 2021 · Amount on File |
| Deed Book / Page | 3182 / 885 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 16, 2026 |
| Property Address | 206 3RD ST, METAMORA, MI 48455-9784 |
| Document Number | 3544000369 |
| Book / Page | 3544 / 369 |
| Instrument Date | Sep 3, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 206 3RD ST, METAMORA, MI 48455-9784 |
| Document Number | 3544000369, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 3544/369 |
| Name | GENISYS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Mar 16, 2021 |
| Property Address | 206 3RD ST, METAMORA, MI 48455-9784 |
| Document Number | 0031820885 |
| Book / Page | 3182 / 885 |
| Map Reference | LB 1 PG 5 |
| Instrument Date | Mar 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 3RD ST, 206, METAMORA, MI 48455-9784 |
| Name | Verified Name |
|---|---|
| Address | 206 3RD ST, METAMORA, MI 48455-9784 |
| Document Number | 3182887 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 3182/887 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 206 3rd St was $2,775 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Municipality | Metamora Village |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,500 (+13.88%) | $315,000 (+13.88%) | |
| 2025 | $2,775.00 Homeowner's exemption | $138,300 | $276,600 |
| 2023 | $119,300 | $238,600 | |
| 2022 | $2,415.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 206 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 206 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF METAMORA serves 565 people · EPA ID MI0004312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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