256 3rd St, Metamora, MI 48455 Property Records

Lapeer County property record for 256 3rd St, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,426 sqft · built 1941
Lot Size	0.861 acres (37,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Feb 2001)
Tax Bill	$1,475 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-604-004-00`

Property Details

APN / Parcel Number

Primary APN	`045-604-004-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	1,426 sqft
Basement Area	651 sqft
Unfinished Basement	651 sqft
Flooring	Carpet

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Wood Siding
Lot Area	37,505 sqft (0.861 acres)
Lot Dimensions	250 ft deep x 150 ft wide
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	256 3RD ST
City	METAMORA
State	MI
Zip	48455-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	VILLAGE OF METAMORA HARTS PLAT LOTS 4, 5, 6, 21, 22 & 23 BLK 4.
Legal Subdivision	VILLAGE OF METAMORA HARTS
Legal Block	4
Legal Lot Number	7,20
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	1
Census Block	1016
Census Tract	341500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	256 3RD ST, METAMORA, MI 48455-9784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2001 · Amount on Record
Deed Sale	Feb 2, 2001 · Amount on Record
Deed Book / Page	1331 / 229
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	256 3RD ST, METAMORA, MI 48455-9784
Document Number	0031070006
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 3RD ST METAMORA MI 484559784, METAMORA, MI 48455-9784

Mortgage

Document Number	0031070006
Date	Jun 12, 2020
Book Page	003107/000006

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Municipality	Metamora Village
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,700 (+15.55%)	$273,400 (+15.55%)
2025	$1,475.00 (+14.88%) Homeowner's exemption	$118,300 (+16.44%)	$236,600 (+16.44%)
2023		$101,600	$203,200
2022	$1,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF METAMORA serves 565 people · EPA ID MI0004312
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20