Lapeer County property record for 134 3rd St, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,400 sqft · built 1999 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $123,073 (Sep 2015) |
| Tax Bill | $1,683 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-605-001-00 |
| Primary APN | 045-605-001-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Flooring | Carpet |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Area | 484 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 134 3RD ST |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | VILLAGE OF METAMORA HARTS PLAT LOTS 1 & 2 BLK 5. |
| Legal Subdivision | HARTS |
| Legal Block | 5 |
| Legal Lot Number | 1-2 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 341500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 134 3RD ST, METAMORA, MI 48455-9784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Oct 29, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2015 · Amount on Record |
| Deed Sale | Sep 16, 2015 · Amount on Record |
| Prior Sale | Oct 27, 2010 · Amount on Record |
| Deed Book / Page | 2787 / 653 |
| Prior Transfer Date | Sep 15, 2015 |
| Prior Transfer Doc | 0027870653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Apr 6, 2026 |
| Property Address | 134 3RD ST, METAMORA, MI 48455-9784 |
| Document Number | 3513000035 |
| Book / Page | 3513 / 35 |
| Instrument Date | Apr 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 134 3RD ST, METAMORA, MI 48455-9784 |
| Document Number | 3513000035, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 3513/35 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 134 3RD ST, METAMORA, MI 48455-9784 |
| Document Number | 0030700533 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 134 3RD ST METAMORA MI 484559784, METAMORA, MI 48455-9784 |
| Document Number | 0030700533 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 003070/000533 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 134 3RD ST, METAMORA, MI 48455-9784 |
| Document Number | 0029930204 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2018 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 134 3RD ST METAMORA MI 484559784, METAMORA, MI 48455-9784 |
| Document Number | 0029930204 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 002993/000204 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2048 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Municipality | Metamora Village |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,900 (+5.02%) | $263,800 (+5.02%) | |
| 2025 | $1,683.00 (+3.95%) Homeowner's exemption | $125,600 (+10.86%) | $251,200 (+10.86%) |
| 2024 | $1,619.00 (+10.51%) | ||
| 2023 | $113,300 | $226,600 | |
| 2022 | $1,465.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF METAMORA serves 565 people · EPA ID MI0004312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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