206 2nd St W, Cresco, IA 52136 Property Records

Howard County property record for 206 2nd St W, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,782 sqft · built 1902
Lot Size	0.218 acres (9,496 sqft)
Owner	Company Name on Record
Last Sale	$15,000 (Jun 2025)
Tax Bill	$1,360 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`320011312000000`

Property Details

APN / Parcel Number

Primary APN	`320011312000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
Basement Area	179 sqft
Unfinished Basement	487 sqft
Flooring	Laminate Plank
Interior Walls	Plaster

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Other
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,496 sqft (0.218 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	121 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	206 2ND ST W
City	CRESCO
State	IA
Zip	52136-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 13 CRESCO PLAT
Legal Subdivision	ORIGINAL PLAT OF CRESCO
Legal Block	13
Legal Lot Number	12
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1054
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	124 N ELM ST, CRESCO, IA 52136-1520
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Line of Credit CUSB BANK
Nov 30, 2022	Intrafamily Transfer, Transfer
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit CRESCO BANK & TRUST CO
Jul 5, 2019	Deed of Trust, Mortgage · Balloon Mortgage CRESCO B&T CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Deed Document Number	2025758
Deed Book / Page	2025 / 758
Prior Transfer Date	Dec 19, 2013
Prior Transfer Doc	02014/0284
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	206 2ND ST W, CRESCO, IA 52136-1504
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 N ELM ST, CRESCO, IA 52136-1520

Mortgage

Document Number	02025/1193
Date	Aug 26, 2025
Book Page	2025/1193
Instrument	2025 1193

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD IA
Recording Date	Nov 30, 2022
Property Address	206 2ND ST W, CRESCO, IA 52136-1504
Document Number	02022/1874
Book / Page	2022 / 1874
Instrument Date	Nov 4, 2022
Instrument	20221874
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 2ND ST W, CRESCO, IA 52136-1504

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	206 2ND ST W, CRESCO, IA 52136-1504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1452
Date	Sep 26, 2017
Book Page	2017/1452
Instrument	2017 1452

Lender

Name	CRESCO BANK & TRUST CO
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 18, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	206 2ND ST W, CRESCO, IA 52136-1504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/954
Date	Jul 5, 2019
Book Page	2019/954
Instrument	954

Lender

Name	CRESCO B&T CO

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2029

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,360.00	$80,150 (-) Land $8,030 Building $72,120	$80,150 (-) Land $8,030 Building $72,120
2025	$1,360.00 (+22.08%)	$80,150 (+13.32%) Land $8,030 Building $72,120	$80,150 (+13.32%) Land $8,030 Building $72,120
2024	$1,114.00 (-11.45%)
2023		$70,730 (+20.6%) Land $8,030 Building $62,700	$70,730 (+20.6%) Land $8,030 Building $62,700
2022	$1,258.00	$58,650 Land $8,030 Building $50,620
2021			$58,650 Land $8,030 Building $50,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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