112 2nd St W, Cresco, IA 52136 Property Records

Howard County property record for 112 2nd St W, Cresco, IA 52136

Property Summary

Property Type	Commercial
Details	2,688 sqft · built 1995
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Dec 2023)
Tax Bill	$1,576 (2026)
Deeds & Mortgages	Dec 2023 Sale & Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320011506010000`

Property Details

APN / Parcel Number

Primary APN	`320011506010000`

Interior

Stories	1 Story
Building Area	2,688 sqft Gross Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	7,492 sqft (0.172 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	112 2ND ST W
City	CRESCO
State	IA
Zip	52136-1516
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	N 50' LOTS 6, 7 & 8 BLK 15 CRESCO PLAT
Legal Subdivision	ORIGINAL PLAT OF CRESCO
Legal Block	15
Legal Lot Number	6
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1095
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18383 HIGHWAY 9, CRESCO, IA 52136-8254
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Warranty Deed, Transfer · Line of Credit CUSB BANK
Jan 4, 2021	Warranty Deed, Transfer · Commercial Mortgage NORTHEAST SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2023 · Amount on Record
Deed Sale	Dec 4, 2023 · Amount on Record
Deed Document Number	20231810
Deed Book / Page	2023 / 1810
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Dec 4, 2023
Property Address	112 2ND ST W, CRESCO, IA 52136-1516
Document Number	02023/1810
Book / Page	2023 / 1810
Instrument Date	Dec 1, 2023
Instrument	2023 1810
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1833 HIGHWAY 9, CRESCO, IA 52136

Mortgage

Document Number	0020231811
Date	Dec 4, 2023
Instrument	2023 1811

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Jan 4, 2021
Property Address	112 2ND ST W, CRESCO, IA 52136-1516
Document Number	0002021/25
Book / Page	2021 / 25
Instrument Date	Jan 4, 2021
Instrument	2021 0025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$119.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 LOCUST RD, DECORAH, IA 52101-7600
Investor	Possibly a Property Investor

Mortgage

Document Number	0020210117
Date	Jan 4, 2021
Instrument	2021 0117

Lender

Name	NORTHEAST SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,576.00	$116,250 (+25.03%) Land $10,000 Building $106,250	$116,250 (+25.03%) Land $10,000 Building $106,250
2025	$1,576.00 (+1.68%)	$92,980 (+10.43%) Land $10,000 Building $82,980	$92,980 (+10.43%) Land $10,000 Building $82,980
2024	$1,550.00 (-13.98%)
2023		$84,200 (+0.23%) Land $10,000 Building $74,200	$84,200 (+0.23%) Land $10,000 Building $74,200
2022	$1,802.00	$84,010 Land $10,450 Building $73,560
2021			$84,010 Land $10,450 Building $73,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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