202 2nd St W, Cresco, IA 52136 Property Records

Howard County property record for 202 2nd St W, Cresco, IA 52136

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,794 sqft · built 1900
Lot Size	0.107 acres (4,661 sqft)
Owner	Company Name on Record
Last Sale	$20,000 (Nov 2018)
Tax Bill	$1,058 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`320011313010000`

Property Details

APN / Parcel Number

Primary APN	`320011313010000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,794 sqft Living Area
Basement Area	444 sqft
Unfinished Basement	444 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,661 sqft (0.107 acres)
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	202 2ND ST W
City	CRESCO
State	IA
Zip	52136-1504
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	E 93' LOT 13 BLK 13CRESCO PLAT
Legal Subdivision	ORIGINAL PLAT OF CRESCO
Legal Block	13
Legal Lot Number	13
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1054
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1937 370TH ST, DECORAH, IA 52101-7456
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Land Contract, Transfer · Land Contract J MICHAEL GRUBE TRUST
Nov 1, 2018	Deed of Trust, Mortgage CUSB BANK
Nov 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	Nov 19, 2009 · Amount on Record
Deed Document Number	20181631
Deed Book / Page	2018 / 1631
Record Updated	Oct 29, 2026

February 2024: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HOWARD IA
Recording Date	Feb 20, 2024
Property Address	202 2ND ST W, CRESCO, IA 52136-1504
Document Number	002024/225
Book / Page	2024 / 225
Instrument Date	Feb 5, 2024
Instrument	2024 225
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 3RD ST SW, CRESCO, IA 52136-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1937 370TH ST, DECORAH, IA 52101-7456

Mortgage

Date	Feb 20, 2024

Lender

Name	J MICHAEL GRUBE TRUST
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount Recorded

Interest

Rate	6.25%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	202 2ND ST W, CRESCO, IA 52136-1504
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001632
Date	Nov 1, 2018
Book Page	0000002018/0000001632
Instrument	000000001632

Lender

Name	CUSB BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Nov 1, 2018
Property Address	202 2ND ST W, CRESCO, IA 52136-1504
Document Number	2018/1631
Book / Page	2018 / 1631
Instrument Date	Oct 31, 2018
Instrument	000000001631
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12442 OLD NEW OREGON RD, CRESCO, IA 52136-8612

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,058.00	$62,410 (-) Land $6,150 Building $56,260	$62,410 (-) Land $6,150 Building $56,260
2025	$1,058.00 (+4.34%)	$62,410 (+54.52%) Land $6,150 Building $56,260	$62,410 (+54.52%) Land $6,150 Building $56,260
2024	$1,014.00 (+40.06%)
2023		$40,390 (+19.5%) Land $6,150 Building $34,240	$40,390 (+19.5%) Land $6,150 Building $34,240
2022	$724.00	$33,800 Land $6,150 Building $27,650
2021			$33,800 Land $6,150 Building $27,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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