2059 Salam Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 2059 Salam Loop, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,581 sqft · built 2021
Lot Size	0.058 acres (2,544 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Apr 2023)
Tax Bill	$3,372 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`581017`

Property Details

APN / Parcel Number

Primary APN	`581017`
Alternative APNs	`390220 009038 0000` `187909` `537460`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	1,581 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	2,544 sqft (0.058 acres)
Garage Type	Built-in
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Balcony	Balcony
Balcony Area	72 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	187909
Street Address	2059 SALAM LOOP
City	FERNDALE
State	WA
Zip	98248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CTC
Legal Description	FOURTH AVENUE VILLAGE AM LOT 3
Legal Range	02
Legal Township	39
Legal Section	20
Legal Subdivision	FOURTH AVENUE VILLAGE AM
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2005
Census Tract	10506

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4406 PARKHURST DR, BELLINGHAM, WA 98229-3391
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST FED BANK
Jun 3, 2021	Warranty Deed, Transfer NOT AVAILABLE, WHATCOM LAND TITLE CO INC
Jul 14, 2021	Re-recorded Document · Commercial Mortgage PIP XV LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Jun 3, 2021 · Amount on Record
Deed Document Number	2023-0401313
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 19, 2023
Property Address	2059 SALAM LOOP, FERNDALE, WA 98248-2017
Document Number	0000401313
Map Reference	AF 2021-0503576
Instrument Date	Apr 12, 2023
Instrument	2023-0401313
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 PARKHURST DR, BELLINGHAM, WA 98229-3391

Mortgage

Document Number	0000401314
Date	Apr 19, 2023
Instrument	2023-0401314

Lender

Name	FIRST FED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year CMT
Margin	3
Max Rate	11.3%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 3, 2021
Property Address	2059 SALAM LOOP, FERNDALE, WA 98248-2017
Document Number	0000600690
Map Reference	AF 2020-1200588
Instrument Date	May 28, 2021
Instrument	2021-0600690
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$60,742.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1537, FRIDAY HARBOR, WA 98250-1537
Investor	Possibly a Property Investor

July 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WHATCOM WA
Recording Date	Jul 14, 2021
Property Address	2059 SALAM LOOP, FERNDALE, WA 98248-2017
Document Number	0000702106
Map Reference	AF 2021-0503576
Instrument Date	May 7, 2021
Instrument	2021-0702106
Record Updated	Jun 30, 2023
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1537, FRIDAY HARBOR, WA 98250-1537
Investor	Possibly a Property Investor

Mortgage

Document Number	0000702111
Date	Jul 14, 2021
Instrument	2021-0702111

Lender

Name	PIP XV LLC
Type	Non-Lending Institution
Address	FERNDALE, WA 98248

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,372.00 (+2.12%)	$450,103 (+2.1%) Land $137,498 Building $312,605	$450,103 (+2.1%) Land $137,498 Building $312,605
2024	$3,302.00 (+792.43%)	$440,836 (+328.03%) Land $141,750 Building $299,086	$440,836 (+328.03%) Land $141,750 Building $299,086
2022		$102,993 Land $102,993	$102,993 Land $102,993
2021	$370.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 36 condo units
Nearby Flood Claims	13 (2009–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ziply Fiber.

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