2040 Salam Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 2040 Salam Loop, Ferndale, WA 98248

Property Summary

Property Type	Seasonal / Vacation Home
Details	1,000 sqft · built 2022
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$2,574,984 (Jun 2021)
Tax Bill	$2,758 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`390220-004031-0000`

Property Details

APN / Parcel Number

Primary APN	`390220-004031-0000`
Alternative APNs	`187912` `581017`

Interior

Stories	2 Stories
Building Area	1,000 sqft Living Area
Gross Area	1,540 sqft
1st Floor Area	482 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Balcony Area	161 sqft

Location & Zoning

Account Number	187912
Street Address	2040 SALAM LOOP
City	FERNDALE
State	WA
Zip	98248
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	CTC
Legal Description	FOURTH AVENUE VILLAGE AM LOT 6
Legal Range	02
Legal Township	39
Legal Section	20
Legal Subdivision	FOURTH AVENUE VILLAGE AM
Legal Block	2
Legal Lot Number	6
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2005
Census Tract	10506

Owner

Source: Whatcom County assessment roll, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 68, SNOHOMISH, WA 98291-0068
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Commercial Mortgage KAUTILYA CAPITAL LLC
Sep 19, 2023	Deed of Trust, Mortgage · Commercial Mortgage TORIX HOLDINGS LLC
Sep 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage VONTIVE INC
Jun 3, 2021	Warranty Deed, Transfer NOT AVAILABLE, WHATCOM LAND TITLE CO INC
Jul 14, 2021	Re-recorded Document WHATCOM LAND TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Deed Document Number	2021600690
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2040 SALAM LOOP, FERNDALE, WA 98248-2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000901442
Date	Sep 19, 2023
Instrument	2023-0901442

Lender

Name	KAUTILYA CAPITAL LLC
Type	Non-Lending Institution
Address	SEATTLE, WA 98116

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2040 SALAM LOOP, FERNDALE, WA 98248-2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000901471
Date	Sep 19, 2023
Instrument	2023-0901471

Lender

Name	TORIX HOLDINGS LLC
Type	Non-Lending Institution
Address	SEATTLE, WA 98115

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2040 SALAM LOOP, FERNDALE, WA 98248-2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000900881
Date	Sep 13, 2023
Instrument	2023-0900881

Lender

Name	VONTIVE INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 3, 2021
Property Address	2040 SALAM LOOP, FERNDALE, WA 98248-2017
Document Number	0000600690
Map Reference	AF 2020-1200588
Instrument Date	May 28, 2021
Instrument	2021-0600690
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$60,742.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1537, FRIDAY HARBOR, WA 98250-1537
Investor	Possibly a Property Investor

July 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WHATCOM WA
Recording Date	Jul 14, 2021
Property Address	2040 SALAM LOOP, FERNDALE, WA 98248-2017
Document Number	0000702106
Map Reference	AF 2021-0503576
Instrument Date	May 7, 2021
Instrument	2021-0702106
Record Updated	Jun 30, 2023
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1537, FRIDAY HARBOR, WA 98250-1537
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,758.00 (+1.47%)	$368,660 (+1.58%) Land $137,498 Building $231,162	$368,660 (+1.58%) Land $137,498 Building $231,162
2024	$2,718.00 (+634.59%)	$362,915 (+330.67%) Land $141,750 Building $221,165	$362,915 (+330.67%) Land $141,750 Building $221,165
2022		$84,267 Land $84,267	$84,267 Land $84,267
2021	$370.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 36 condo units
Nearby Flood Claims	13 (2009–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Northwest Fiber.

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