2057 Salam Loop, Ferndale, WA 98248 Property Records

Whatcom County property record for 2057 Salam Loop, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,581 sqft · built 2021
Lot Size	0.048 acres (2,121 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Apr 2023)
Tax Bill	$3,372 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2022 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`581017`

Property Details

APN / Parcel Number

Primary APN	`581017`
Alternative APNs	`390220 006038 0000` `187908` `537460`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	1,581 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	2,121 sqft (0.048 acres)
Garage Type	Built-in
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Balcony	Balcony
Balcony Area	72 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	187908
Street Address	2057 SALAM LOOP
City	FERNDALE
State	WA
Zip	98248-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CTC
Legal Description	FOURTH AVENUE VILLAGE AM LOT 2
Legal Range	02
Legal Township	39
Legal Section	20
Legal Subdivision	FOURTH AVENUE VILLAGE AM
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2005
Census Tract	10506

Owner

2057 Salam Loop is owned by an individual who bought it in April 2023.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4406 PARKHURST DR, BELLINGHAM, WA 98229-3391
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage PIP XV LLC
Mar 24, 2022	Deed of Trust, Mortgage · Construction Mortgage TORIX HOLDINGS LLC
Mar 24, 2022	Deed of Trust, Mortgage · Construction Mortgage KAUTILYA CAPITAL LLC
Apr 19, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST FED BANK
Jun 3, 2021	Warranty Deed, Transfer · Commercial Mortgage LEGACY GROUP CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on File
Deed Sale	Apr 19, 2023 · Amount on File
Prior Sale	Jun 3, 2021 · Amount on File
Deed Document Number	2023-0401311
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2057 SALAM LOOP, FERNDALE, WA 98248-2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000702111
Date	Jul 14, 2021
Instrument	2021-0702111

Lender

Name	PIP XV LLC
Type	Non-Lending Institution
Address	FERNDALE, WA 98248

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2057 SALAM LOOP, FERNDALE, WA 98248-2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000302991
Date	Mar 24, 2022
Instrument	2022-0302991

Lender

Name	TORIX HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2057 SALAM LOOP, FERNDALE, WA 98248-2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000302990
Date	Mar 24, 2022
Instrument	2022-0302990

Lender

Name	KAUTILYA CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 19, 2023
Property Address	2057 SALAM LOOP, FERNDALE, WA 98248-2017
Document Number	0000401311
Map Reference	AF 2020-1200588
Instrument Date	Apr 12, 2023
Instrument	2023-0401311
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 PARKHURST DR, BELLINGHAM, WA 98229-3391

Mortgage

Document Number	0000401312
Date	Apr 19, 2023
Instrument	2023-0401312

Lender

Name	FIRST FED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year CMT
Margin	3
Max Rate	11.3%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 3, 2021
Property Address	2057 SALAM LOOP, FERNDALE, WA 98248-2017
Document Number	0000600690
Map Reference	AF 2020-1200588
Instrument Date	May 28, 2021
Instrument	2021-0600690
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$60,742.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1537, FRIDAY HARBOR, WA 98250-1537
Investor	Possibly a Property Investor

Mortgage

Document Number	0000600691
Date	Jun 3, 2021
Instrument	2021-0600691

Lender

Name	LEGACY GROUP CAPITAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2057 Salam Loop was $3,372, up 2.1% from the year before.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,372.00 (+2.12%)	$450,103 (+2.1%) Land $137,498 Building $312,605	$450,103 (+2.1%) Land $137,498 Building $312,605
2024	$3,302.00	$440,836 Land $141,750 Building $299,086	$440,836 Land $141,750 Building $299,086
2022		$102,993 Land $102,993	$102,993 Land $102,993
2021	$370.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2057 Salam Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 36 condo units
Nearby Flood Claims	13 (2009–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2057 Salam Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ziply Fiber.

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