2051 Bowler Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 2051 Bowler Rd, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,426 sqft · built 1995
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2013)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Mortgage
APN	`04-07-0-201-002`

Property Details

APN / Parcel Number

Primary APN	`04-07-0-201-002`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,426 sqft Living Area
Basement Area	2,426 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1997
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	135,036 sqft (3.1 acres)
Garage Type	Mixed
Garage Area	984 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2051 BOWLER RD
City	O FALLON
State	IL
Zip	62269-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE OFALLON COUNTRYESTATES LOT/SEC-9 A02358520
Legal Subdivision	LAKE OFALLON COUNTRYESTATES
Legal Block	201
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1005
Census Tract	504355

Owner

2051 Bowler Rd is owned and occupied by two individuals who bought it in March 2013.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2051 BOWLER RD, O FALLON, IL 62269-7008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Nov 4, 2019	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2013 · Amount on File
Deed Sale	Mar 13, 2013 · Amount on File
Deed Document Number	20132358520
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	2051 BOWLER RD, O FALLON, IL 62269-7008
Document Number	00A2672074
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2051 BOWLER RD O FALLON IL 622697008, O FALLON, IL 62269-7008

Mortgage

Document Number	00A2672074
Date	Oct 21, 2020
Instrument	2672074

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	2051 BOWLER RD, O FALLON, IL 62269-7008
Document Number	00A2633181
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2051 BOWLER RD O FALLON IL 622697008, O FALLON, IL 62269-7008

Mortgage

Document Number	00A2633181
Date	Nov 13, 2019
Instrument	2633181

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$162,961 Land $20,325 Building $142,636	$488,883 Land $60,975 Building $427,908
2022	$119,746 Land $15,129 Building $104,617	$359,238 Land $45,387 Building $313,851

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2051 Bowler Rd; there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2051 Bowler Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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