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20560 Carter Rd, Estero, FL 33928 Property Records

Lee County property record for 20560 Carter Rd, Estero, FL 33928

Property Summary

Property TypeResidential Vacant Land
Lot Size5.06 acres (220,849 sqft)
OwnerIndividual Name on File
Last Sale$83,024 (Oct 2018)
Tax Bill$1,983 (2025)
Deeds & MortgagesAug 2023 Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN29-46-27-00-00001.001H

Property Details

APN / Parcel Number

Primary APN29-46-27-00-00001.001H
Alternative APNs
  • 2729460000001001H
  • 10541942

Exterior

Lot Area220,849 sqft

Location & Zoning

Account Number10541942
Street Address20560 CARTER RD
CityESTERO
StateFL
Zip33928-9713
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeAG-2
Legal DescriptionPARL IN E 330 FT OF SEC AS DESC IN INST#2006-479520 + INST#2007-138945
Legal Range27E
Legal Township46S
Legal Section29
Legal SubdivisionCORKSCREW NORTH&SOUTH
Legal Tract00
Legal Block1
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address20560 CARTER RD, ESTERO, FL 33928-9713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
JACK A NAJJAR
Oct 16, 2018Warranty Deed, Transfer
OMEGA LAND TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2018 · Amount on File
Deed SaleOct 16, 2018 · Amount on File
Deed Document Number2018245522
Last Transfer DateJun 19, 2023
Transfer Doc0000285238
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20560 CARTER RD, ESTERO, FL 33928-9713
Transaction TypeMortgage
Record UpdatedFeb 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2077 FIRST ST, FORT MYERS, FL 33901-3057

Mortgage

Document Number0000285239
DateAug 25, 2023
Instrument2023000285239
Lender
NameJACK A NAJJAR
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term60 Months
DueAug 24, 2028

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateOct 16, 2018
Property Address20560 CARTER RD, ESTERO, FL 33928
Document Number0000245522
Instrument DateOct 10, 2018
Instrument245522
Transaction TypeTransfer
Record UpdatedDec 12, 2018
Title CompanyOMEGA LAND TITLE LLC

Transaction

AmountAmount on Record
Tax$581.17
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1118 PALESE DR ESTERO FL 33928, ESTERO, FL 33928

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,744 (+1%)$160,882 (-22.48%) Land $158,754 Building $2,128
2025$1,983.00 (+23.32%)$111,585 (-31.71%)$207,543 (+27.02%) Land $205,367 Building $2,176
2023$1,608.00 (+16.35%)$163,393 (+24.52%) Land $161,123 Building $2,270$163,393 (+24.52%) Land $161,123 Building $2,270
2022$1,382.00$131,218 Land $128,900 Building $2,318$131,218 Land $128,900 Building $2,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 79% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		25 / 3
AT&T
Fixed Wireless		25 / 3

May also be available: CenturyLink, Verizon.

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