20401 Carter Rd, Estero, FL 33928 Property Records

Lee County property record for 20401 Carter Rd, Estero, FL 33928 · Last verified May 2026

Property Summary

Property Type	Horticulture, Ornamental (Agricultural)
Details	3 bd · 2 ba · 4,336 sqft · built 2007
Lot Size	10.1 acres (441,698 sqft)
Owner	Individual Name on File
Last Sale	$972,500 (Mar 2023)
Tax Bill	$13,259 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-46-27-00-00001.025A`

Property Details

APN / Parcel Number

Primary APN	`28-46-27-00-00001.025A`
Alternative APNs	`2728460000001025A` `10435883`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,336 sqft Gross Area
1st Floor Area	2,323 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	441,698 sqft (10.1 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	610 sqft
Patio Area	4,439 sqft
Shed	1 Shed
Shed Area	192 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10435883
Street Address	20401 CARTER RD
City	ESTERO
State	FL
Zip	33928-9502
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Horticulture, Ornamental (Agricultural)
Legal Description	W1/2 OF S1/2 OF SW1/4 OF NW1/4 DESC OR 2059 PG 3321
Legal Range	27E
Legal Township	46S
Legal Section	28
Legal Subdivision	CORKSCREW NORTH&SOUTH
Legal Tract	00
Legal Block	1
Legal Lot Number	4
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	50312

Owner

Source: Lee County records · APN 28-46-27-00-00001.025A

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1501 W HORATIO ST, 119, TAMPA, FL 33606-2591
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2023 · Amount on Record
Deed Sale	Mar 07, 2023 · Amount on Record
Prior Sale	Oct 18, 2013 · Amount on Record
Deed Document Number	202383644
Prior Transfer Date	Feb 22, 2008
Prior Transfer Doc	0000054766
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 07, 2023
Property Address	20401 CARTER RD, ESTERO, FL 33928-9502
Document Number	0000083644
Instrument Date	Feb 09, 2023
Instrument	2023000083644
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,807.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20351 ESTERO PINES RD, ESTERO, FL 33928-9513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18661 WILDBLUE BLVD, FORT MYERS, FL 33913-8740

Mortgage

Document Number	0000083645
Date	Mar 07, 2023
Instrument	2023000083645

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Mar 01, 2030
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,259.00 (+46.59%) Additional exemption filed	$976,713 (+48.18%)	$976,713 (+48.18%) Land $550,489 Building $426,224
2023	$9,045.00 (+49.58%)	$659,135 (+25%) Land $311,413 Building $347,722	$659,135 (+25%) Land $311,413 Building $347,722
2022	$6,047.00	$527,298 Land $249,131 Building $278,167	$527,298 Land $249,131 Building $278,167

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 89% of the US · above 82% of Florida
Wildfire Likelihood	About 1 in 109 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.