Lee County property record for 20350 Carter Rd, Estero, FL 33928 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,400 sqft · built 2021 |
| Lot Size | 5.07 acres (220,849 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,700 (Sep 2018) |
| Tax Bill | $7,425 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-46-27-00-00001.001E |
| Primary APN | 29-46-27-00-00001.001E |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 3,800 sqft |
| 1st Floor Area | 2,400 sqft |
| Flooring | Tile |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 220,849 sqft (5.07 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 10435900 |
|---|---|
| Street Address | 20350 CARTER RD |
| City | ESTERO |
| State | FL |
| Zip | 33928-9689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARL IN E 330 FT OF SEC AS DESC IN INST#2006-479521 + INST#2007-138944 |
| Legal Range | 27E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | CORKSCREW NORTH&SOUTH |
| Legal Tract | 00 |
| Legal Block | 1 |
| Legal Lot Number | 1E |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50312 |
Source: Lee County records · APN 29-46-27-00-00001.001E
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20350 CARTER RD, ESTERO, FL 33928-9689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANIBEL CAPTIVA COMMUNITY BANK |
| Feb 02, 2022 | Deed of Trust, Mortgage · Line of Credit SANIBEL CAPTIVA COMMUNITY BANK |
| May 18, 2020 | Deed of Trust, Mortgage · Construction Mortgage SANIBEL CAPTIVA COMMUNITY BANK |
| Sep 17, 2018 | Warranty Deed, Transfer · Conventional with PMI LAKE MI CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on Record |
| Deed Sale | Sep 17, 2018 · Amount on Record |
| Prior Sale | Dec 18, 2001 · Amount on Record |
| Deed Document Number | 2018222076 |
| Prior Transfer Date | Apr 26, 2007 |
| Prior Transfer Doc | 0000138944 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20350 CARTER RD, ESTERO, FL 33928-9689 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1048, ESTERO, FL 33929-1048 |
| Document Number | 0000371034 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 2021000371034 |
| Name | SANIBEL CAPTIVA COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SANIBEL, FL 33957 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20350 CARTER RD, ESTERO, FL 33928-9689 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000036956 |
|---|---|
| Date | Feb 02, 2022 |
| Instrument | 2022000036956 |
| Name | SANIBEL CAPTIVA COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FORT MYERS, FL 33901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20350 CARTER RD, ESTERO, FL 33928-9689 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OMEGA NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000113330 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 2020000113330 |
| Name | SANIBEL CAPTIVA COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SANIBEL, FL 33957 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | May 13, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 7.37% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Sep 17, 2018 |
| Property Address | 20350 CARTER RD, ESTERO, FL 33928-9689 |
| Document Number | 0000222076 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 222076 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2018 |
| Title Company | OMEGA LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $599.76 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27282 S RIVESIDE DR BONITA SPRINGS FL 34135, BONITA SPRINGS, FL 34135 |
| Document Number | 222077 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 222077 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.11% |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,425.00 (-18.67%) Homeowner's exemption | $575,081 (-18.47%) Land $211,674 Building $363,407 | $575,081 (-18.47%) Land $211,674 Building $363,407 |
| 2023 | $9,130.00 (+22.98%) Homeowner's exemption | $705,327 (+25%) Land $136,256 Building $569,071 | $705,327 (+25%) Land $136,256 Building $569,071 |
| 2022 | $7,424.00 | $564,253 Land $109,005 Building $455,248 | $564,253 Land $109,005 Building $455,248 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 85% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 110 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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