2055 Terresa Ave, Eugene, OR 97408 Property Records

Lane County property record for 2055 Terresa Ave, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,746 sqft · built 1967
Lot Size	0.15 acres (6,534 sqft)
Owner	Trust Name on File
Last Sale	$215,000 (Apr 2011)
Tax Bill	$5,213 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-17-32-01102-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-17-32-01102-000`
Alternative APN	`0154565`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,746 sqft Finished Area
1st Floor Area	1,746 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	95 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	450 sqft
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	0154565
Street Address	2055 TERRESA AVE
City	EUGENE
State	OR
Zip	97408-5904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:TERRESA GARDENS SEC/TWN/RNG/MER:SEC 17 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	17
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	TERRESA GARDENS
Legal Block	1
Legal Lot Number	1102
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2018
Census Tract	2201

Owner

2055 Terresa Ave is owner-occupied and held in a trust since March 2020.

Source: Lane County records, as of October 27, 2025

Owner of Record	Trust Name on File
Mailing Address	2055 TERRESA AVE, EUGENE, OR 97408-5904
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 22, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2011 · Amount on File
Deed Sale	Apr 19, 2011 · Amount on File
Prior Sale	Apr 19, 2011 · Amount on File
Deed Document Number	0000018883
Last Transfer Date	Mar 31, 2020
Transfer Doc	0000015908
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2055 TERRESA AVE, EUGENE, OR 97408-5904
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029161
Date	Sep 16, 2025
Instrument	2025-029161

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2055 TERRESA AVE, EUGENE, OR 97408-5904
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	EVERGREEN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045965
Date	Oct 11, 2019
Instrument	2019-045965

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Mar 31, 2020
Property Address	2055 TERRESA AVE, EUGENE, OR 97408-5904
Document Number	0000015908
Instrument Date	Mar 20, 2020
Instrument	15908
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2055 TERRESA AVE EUGENE OR 974085904, EUGENE, OR 97408-5904

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2055 TERRESA AVE, EUGENE, OR 97408-5904
Document Number	0000000008
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2055 TERRESA AVE EUGENE OR 974085904, EUGENE, OR 97408-5904

Mortgage

Document Number	0000000008
Date	Jan 3, 2017
Instrument	8

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2055 Terresa Ave was $5,213.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,213.00	$267,562	$474,861 Land $173,747 Building $301,114
2023	$5,017.00 (+4.02%)	$252,203 (+3%)	$474,936 (+6.95%) Land $123,243 Building $351,693
2022	$4,823.00	$244,858	$444,055 Land $92,342 Building $351,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2055 Terresa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2055 Terresa Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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