1995 Terresa Ave, Eugene, OR 97408 Property Records

Lane County property record for 1995 Terresa Ave, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,568 sqft · built 1966
Lot Size	0.17 acres (7,409 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Apr 2024)
Tax Bill	$4,644 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-17-32-01105-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-17-32-01105-000`
Alternative APNs	`1703173201105` `0154599`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,140 sqft
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,409 sqft (0.17 acres)
Lot Dimensions	95 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	572 sqft
Driveway	Driveway
Driveway Area	532 sqft
Parking Spaces	2 Parking Spaces
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0154599
Street Address	1995 TERRESA AVE
City	EUGENE
State	OR
Zip	97408-5903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 01105
Legal Range	03
Legal Township	17
Legal Section	17
Legal Subdivision	TERRESA GARDENS
Legal Block	2
Legal Lot Number	1105
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2020
Census Tract	2201

Owner

Source: Lane County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1995 TERRESA AVE, EUGENE, OR 97408-5903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 9, 2024	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Feb 26, 2018	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2024 · Amount on Record
Deed Sale	Apr 9, 2024 · Amount on Record
Prior Sale	Feb 26, 2018 · Amount on Record
Deed Document Number	20249501
Prior Transfer Date	Jan 16, 2015
Prior Transfer Doc	0000012455
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1995 TERRESA AVE, EUGENE, OR 97408-5903
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 TERRESA AVE, EUGENE, OR 97408-5903

Mortgage

Document Number	0000002794
Date	Jan 28, 2026
Instrument	2026-002794

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 9, 2024
Property Address	1995 TERRESA AVE, EUGENE, OR 97408-5903
Document Number	0000009501
Map Reference	MB 42 PG 1
Instrument Date	Apr 9, 2024
Instrument	2024-009501
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 TERRESA AVE, EUGENE, OR 97408-5903

Mortgage

Document Number	0000009502
Date	Apr 9, 2024
Instrument	2024-009502

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1995 TERRESA AVE, EUGENE, OR 97408-5903
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 TERRESA AVE AVG, EUGENE, OR 97408-5903

Mortgage

Document Number	0000041656
Date	Oct 3, 2022
Instrument	2022-041656

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Feb 26, 2018
Property Address	1995 TERRESA AVE, EUGENE, OR 97408-5903
Document Number	0000008790
Map Reference	MB42 PG1
Instrument Date	Feb 23, 2018
Instrument	2018-008790
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1995 TERRESA AVE, EUGENE, OR 97408-5903

Mortgage

Document Number	0000008791
Date	Feb 26, 2018
Instrument	2018-008791

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,644.00 (+3.92%)	$238,382 (+6.09%)	$472,734 (+1.61%) Land $177,056 Building $295,678
2023	$4,469.00 (+4%)	$224,699 (+3%)	$465,240 (-0.04%) Land $125,542 Building $339,698
2022	$4,297.00	$218,155	$465,417 Land $94,025 Building $371,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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