1980 Terresa Ave, Eugene, OR 97408 Property Records

Lane County property record for 1980 Terresa Ave, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,406 sqft · built 1967
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-03-17-32-01117-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-17-32-01117-000`
Alternative APN	`0154714`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,406 sqft Finished Area
1st Floor Area	1,406 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	95 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	520 sqft
Driveway	Driveway
Driveway Area	720 sqft
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	0154714
Street Address	1980 TERRESA AVE
City	EUGENE
State	OR
Zip	97408-1661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SEC/TWN/RNG/MER:SEC 17 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	17
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	TERRESA GARDENS
Legal Lot Number	1117
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2019
Census Tract	2201

Owner

1980 Terresa Ave is owned and occupied by two individuals who acquired it in October 1988.

Source: Lane County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1980 TERRESA AVE, EUGENE, OR 97408-1661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 26, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 1988
Deed Sale	Oct 14, 1988
Deed Document Number	8804507200
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1980 TERRESA AVE, EUGENE, OR 97408-1661
Document Number	0000005745
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1980 TERRESA AVE EUGENE OR 974081661, EUGENE, OR 97408-1661

Mortgage

Document Number	0000005745
Date	Feb 5, 2018
Instrument	5745

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Feb 4, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.94%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1980 TERRESA AVE, EUGENE, OR 97408-1661
Document Number	0000005744
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1980 TERRESA AVE EUGENE OR 974081661, EUGENE, OR 97408-1661

Mortgage

Document Number	0000005744
Date	Feb 5, 2018
Instrument	5744

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Feb 4, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.94%

Tax Assessment & Valuation

The 2025 property tax bill for 1980 Terresa Ave was $4,800.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,800.00	$246,394	$442,682 Land $174,400 Building $268,282
2023	$4,620.00 (+4.03%)	$232,251 (+3%)	$436,999 (+7.63%) Land $123,696 Building $313,303
2022	$4,441.00	$225,487	$406,007 Land $92,674 Building $313,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1980 Terresa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1980 Terresa Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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