2055 Gribble Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2055 Gribble Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,229 sqft · built 1996
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Aug 2021)
Tax Bill	$1,683 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-10-01-013.00`

Property Details

APN / Parcel Number

Primary APN	`045-10-01-013.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,229 sqft Finished Area
Gross Area	1,405 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2055 GRIBBLE DR
City	COVINGTON
State	KY
Zip	41017-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOWLER RIDGE SEC 1 LOT 13
Legal Subdivision	FOWLER RIDGE
Legal Phase	1
Legal Lot Number	13
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1008
Census Tract	66801

Owner

2055 Gribble Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2055 GRIBBLE DR, COVINGTON, KY 41017-9755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Aug 1, 1996 · Amount on File
Deed Document Number	20215900158
Deed Book / Page	109 / 161
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 6, 2021
Property Address	2055 GRIBBLE DR, COVINGTON, KY 41017-9755
Document Number	0005900158
Book / Page	109 / 161
Map Reference	SL 156-A
Instrument Date	Jul 30, 2021
Instrument	21080605900158
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10805 AUTUMNRIDGE DR, 10805, INDEPENDENCE, KY 41051-7976

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2055 GRIBBLE DR, COVINGTON, KY 41017-9755

Mortgage

Document Number	0005900159
Date	Aug 6, 2021
Instrument	21080605900159

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2055 Gribble Dr was $1,683.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,100 (+29.55%) Land $35,000 Building $185,100	$220,100 (+29.55%) Land $35,000 Building $185,100
2025	$1,683.00	$169,900 Land $15,000 Building $154,900	$169,900 Land $15,000 Building $154,900
2023	$1,811.00	$169,900 Land $15,000 Building $154,900	$169,900 Land $15,000 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2055 Gribble Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2055 Gribble Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20