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2037 Gribble Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2037 Gribble Dr, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,393 sqft · built 1996
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$139,900 (Jan 2017)
Tax Bill$1,735 (2025)
Deeds & MortgagesMar 2021 Mortgage
Nov 2017 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN045-10-01-008.00

Property Details

APN / Parcel Number

Primary APN045-10-01-008.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,393 sqft Finished Area
Gross Area1,537 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2037 GRIBBLE DR
CityCOVINGTON
StateKY
Zip41017-9755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOWLER RIDGE SEC 1 LOT 8
Legal SubdivisionFOWLER RIDGE
Legal Phase1
Legal Lot Number8
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1008
Census Tract66801

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2037 GRIBBLE DR, COVINGTON, KY 41017-9755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
OPTION FINANCIAL LLC
Nov 20, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Sep 16, 2017Deed of Trust, Mortgage · FHA Mortgage
FIRST GNTY MTG CORP
Jan 30, 2017Warranty Deed, Transfer · FHA Mortgage
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2017 · Amount on Record
Deed SaleJan 30, 2017 · Amount on Record
Prior SaleJul 21, 2014 · Amount on Record
Deed Document Number201701 30 059 00110
Deed Book / Page3891 / 101
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2037 GRIBBLE DR, COVINGTON, KY 41017-9755
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title Company360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900004
DateMar 9, 2021
Book Page180/1
Instrument21030905900004
Lender
NameOPTION FINANCIAL LLC
TypeMortgage Company
AddressCINCINNATI, OH 45247
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 20, 2017
Property Address2037 GRIBBLE DR, COVINGTON, KY 41017-9755
Document Number0000000262
Book / Page0I4031 / 000147
Instrument DateNov 17, 2017
Instrument262
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$38.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12545 MADISON PIKE INDEPENDENCE KY 410517700, INDEPENDENCE, KY 41051-7700
InvestorPossibly a Property Investor

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2037 GRIBBLE DR, COVINGTON, KY 41017-9755
Document Number0000000182
Instrument DateSep 16, 2017
Transaction TypeMortgage
Record UpdatedMar 19, 2018
Title CompanyCLA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2037 GRIBBLE DR COVINGTON KY 410179755, COVINGTON, KY 41017-9755

Mortgage

Document Number0000000182
DateMar 8, 2018
Book Page0I4078/000097
Instrument182
Lender
NameFIRST GNTY MTG CORP
AddressTYSONS CORNER, VA 22182
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 7, 2048

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 30, 2017
Property Address2037 GRIBBLE DR, COVINGTON, KY 41017-9755
Document Number0000000110
Book / Page0I3891 / 000101
Instrument DateJan 27, 2017
Instrument110
Transaction TypeTransfer
Record UpdatedAug 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$139.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2037 GRIBBLE DR COVINGTON KY 410179755, COVINGTON, KY 41017-9755

Mortgage

Document Number111
DateJan 30, 2017
Book Page0I3891/000104
Instrument111
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeFunding / Finance Company
AddressCINCINNATI, OH 45247
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$234,200 (+4.46%) Land $35,000 Building $199,200$234,200 (+4.46%) Land $35,000 Building $199,200
2025$1,735.00 (-8.44%) Disabled Person's exemption$224,200 (-) Land $15,000 Building $209,200$224,200 (-) Land $15,000 Building $209,200
2023$1,895.00 Disabled Person's exemption$224,200 Land $15,000 Building $209,200$224,200 Land $15,000 Building $209,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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