Kenton County property record for 2045 Gribble Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1996 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $133,000 (Dec 2017) |
| Tax Bill | $2,118 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-10-01-012.00 |
| Primary APN | 045-10-01-012.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Finished Area |
| Gross Area | 1,300 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2045 GRIBBLE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOWLER RIDGE SEC 1 LOT 12 |
| Legal Subdivision | FOWLER RIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 66801 |
Source: Kenton County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2045 GRIBBLE DR, COVINGTON, KY 41017-9755 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 12, 2017 | Warranty Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2017 · Amount on Record |
| Deed Sale | Dec 12, 2017 · Amount on Record |
| Prior Sale | Aug 9, 2005 · Amount on Record |
| Deed Document Number | 201712 12 059 00124 |
| Deed Book / Page | 4041 / 109 |
| Last Transfer Date | May 6, 2024 |
| Transfer Doc | 0005900023 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2045 GRIBBLE DR, COVINGTON, KY 41017-9755 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2045 GRIBBLE DR, COVINGTON, KY 41017-9755 |
| Document Number | 0005900131 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | KCM 478/427 |
| Instrument | 23072505900131 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 15, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 12, 2017 |
| Property Address | 2045 GRIBBLE DR, COVINGTON, KY 41017-9755 |
| Document Number | 0000000124 |
| Book / Page | 0I4041 / 000109 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 124 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2045 GRIBBLE DR COVINGTON KY 410179755, COVINGTON, KY 41017-9755 |
| Document Number | 125 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 0I4041/000111 |
| Instrument | 125 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,118.00 (-7.06%) | $213,800 (-) Land $15,000 Building $198,800 | $213,800 (-) Land $15,000 Building $198,800 |
| 2023 | $2,279.00 | $213,800 Land $15,000 Building $198,800 | $213,800 Land $15,000 Building $198,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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