2055 E Ridge Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 2055 E Ridge Rd, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,428 sqft · built 1974
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2021)
Tax Bill	$1,333 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`321 04201`

Property Details

APN / Parcel Number

Primary APN	`321 04201`
Alternative APN	`6241283`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2004
Exterior Material	Brick
Foundation Type	Footing
Lot Area	70,567 sqft (1.62 acres)
Garage Type	Detached
Garage Area	640 sqft

Exterior Amenities

Porch	Porch
Porch Area	134 sqft
Shed	1 Shed
Canopy	648 sqft
Storage Building	528 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2055 E RIDGE RD
City	SALISBURY
State	NC
Zip	28144-8868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.62AC
Legal Subdivision	WOODLEAF HEIGHTS
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3006
Census Tract	51302

Owner

Source: Rowan County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2055 E RIDGE RD, SALISBURY, NC 28144-8868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Aug 22, 2003 · Amount on Record
Deed Book / Page	1388 / 534
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 10, 2021
Property Address	2055 E RIDGE RD, SALISBURY, NC 28144-8868
Document Number	0013880534
Book / Page	1388 / 534
Instrument Date	Nov 5, 2021
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2055 E RIDGE RD, 2055, SALISBURY, NC 28144-8868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 E RIDGE RD, SALISBURY, NC 28144-8868

Mortgage

Document Number	1388535
Date	Nov 10, 2021
Instrument	1388/535

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,333.00	$200,459 (-) Land $42,591 Building $157,868	$200,459 (-) Land $42,591 Building $157,868
2023	$1,333.00	$200,459 Land $42,591 Building $157,868	$200,459 Land $42,591 Building $157,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20