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  5. E Ridge Rd

2054 E Ridge Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 2054 E Ridge Rd, Salisbury, NC 28144 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 952 sqft · built 1956
Lot Size1.72 acres (75,054 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Aug 2023)
Tax Bill$1,173 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN308 02901

Property Details

APN / Parcel Number

Primary APN308 02901
Alternative APN
  • 570870000

Interior

Full Baths1 Bath
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area952 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Lot Area75,054 sqft (1.72 acres)
Garage Area672 sqft
PorchPorch
Porch Area210 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address2054 E RIDGE RD
CitySALISBURY
StateNC
Zip28144-8868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.723AC
JurisdictionROWAN NC
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3001
Census Tract51302

Owner

Source: Rowan County records · APN 308 02901

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2054 E RIDGE RD, SALISBURY, NC 28144-8868
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Jul 07, 2022Warranty Deed, Transfer · VA Mortgage
EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2023 · Amount on Record
Deed SaleAug 17, 2023 · Amount on Record
Prior SaleJul 07, 2022 · Amount on Record
Prior Transfer DateDec 07, 2006
Prior Transfer Doc0010850012
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateAug 17, 2023
Property Address2054 E RIDGE RD, SALISBURY, NC 28144-8868
Document Number0014280185
Book / Page1428 / 185
Map ReferenceMB 9995 PG 10054
Instrument DateAug 17, 2023
Transaction TypeTransfer
Record UpdatedAug 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2300 ENGLEWOOD ST, KANNAPOLIS, NC 28083-3033

Transferred To (Grantee/Buyer)

NameVerified Name
Address2054 E RIDGE RD # F, F, SALISBURY, NC 28144-8868

Mortgage

Document Number0014280186
DateAug 17, 2023
Book Page1428/186
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJul 07, 2022
Property Address2054 E RIDGE RD, SALISBURY, NC 28144-8868
Document Number0014050557
Book / Page1405 / 557
Map ReferenceMB 9995 PG 10054
Instrument DateJun 14, 2022
Transaction TypeTransfer
Record UpdatedJul 19, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address851 N CORDOVA ST, 851, BURBANK, CA 91505-2924

Transferred To (Grantee/Buyer)

NameVerified Name
Address2054 E RIDGE RD, SALISBURY, NC 28144-8868

Mortgage

Document Number0001405558
DateJul 07, 2022
Instrument1405/558
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,173.00$176,494 (-) Land $41,526 Building $134,968
2023$1,173.00 (+69.51%)$176,494 (+89.11%) Land $41,526 Building $134,968$176,494 (+89.11%) Land $41,526 Building $134,968
2022$692.00$93,327 Land $34,610 Building $58,717$93,327 Land $34,610 Building $58,717

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590513023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020, river or lake flooding, Tropical Storm Eta

Wildfire

Wildfire RiskLow
above 34% of the US · above 46% of North Carolina
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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