Rowan County property record for 2040 E Ridge Rd, Salisbury, NC 28144 · Last verified April 2026
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,248 sqft · built 1954 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (May 2018) |
| Tax Bill | $845 (2025) |
| Deeds & Mortgages | May 2018 Sale & Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 308 134 |
| Primary APN | 308 134 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,248 sqft Total Area |
| 1st Floor Area | 2,632 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Lot Area | 12,023 sqft (0.276 acres) |
| Lot Dimensions | 14 ft deep x 8.6 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2040 E RIDGE RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-8868 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | .30AC |
| Legal Subdivision | SURVEY FOR CHARLES L RIDGENHOUR |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 51302 |
Source: Rowan County records · APN 308 134
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1085 GARRICK RD, SALISBURY, NC 28144-8523 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| May 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage LILIANA L SPEARS |
| May 15, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2018 · Amount on Record |
| Deed Sale | May 15, 2018 · Amount on Record |
| Deed Book / Page | 1309 / 231 |
| Prior Transfer Date | Sep 16, 2013 |
| Prior Transfer Doc | 0012240210 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 15, 2018 |
| Property Address | 2040 E RIDGE RD, SALISBURY, NC 28144-8868 |
| Document Number | 0013090231 |
| Book / Page | 001309 / 000231 |
| Instrument Date | Dec 06, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1085 GARRICK RD SALISBURY NC 281448523, SALISBURY, NC 28144-8523 |
| Document Number | 13090232 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 001309/000232 |
| Name | LILIANA L SPEARS |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 14, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 15, 2018 |
| Property Address | 2040 E RIDGE RD, SALISBURY, NC 28144-8868 |
| Document Number | 0013090230 |
| Book / Page | 001309 / 000230 |
| Instrument Date | Nov 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2040 E RIDGE RD SALISBURY NC 281448868, SALISBURY, NC 28144-8868 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $845.00 | $127,208 (-) Land $23,704 Building $103,504 | |
| 2023 | $845.00 | $127,208 Land $23,704 Building $103,504 | $127,208 Land $23,704 Building $103,504 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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