20541 Pine Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20541 Pine Tree Ln, Estero, FL 33928 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1989
Square Footage	2,561 sqft Living Area
Lot Size	14,767 sqft (0.339 acres)
Occupancy	Owner Occupied
Last Sale	$295,000 (2017)
Tax Bill	$3,046.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`29-46-25-E4-01005.0030`
Alternative APNs	`252946E4010050030` `29462501010050030` `10274234`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,561 sqft Living Area
Gross Area	3,716 sqft Gross Area
1st Floor	1,733 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1989
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	14,767 sqft (0.339 acres)
Depth X Width	150 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage

Exterior Amenities

Pool Area	312 sqft Pool
Sprinklers	Installed Lawn/Plantings Watering System Sprinklers
Patio Area	516 sqft Patio
Porch Area	408 sqft Porch
Utility Building	144 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	10274234
Street Address	20541 PINE TREE LN
City	ESTERO
State	FL
Zip	33928-2531
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ESTERO RIVER HEIGHTS BLK 5 PB 10 PG 15 LOT 3
Legal Range	25E
Legal Township	46S
Legal Section	29
Legal Subdivision	ESTERO RIVER HEIGHTS
Legal Tract	E4
Legal Block	5
Legal Lot Number	3
Jurisdiction	LEE FL
Minor Civil Division	BONITA SPRINGS
Census Blockgroup	1
Census Block	1004
Census Tract	50104

Owner

Source: Lee County records · APN 29-46-25-E4-01005.0030

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20541 PINE TREE LN, ESTERO, FL 33928-2531
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Prior Sale	Dec 28, 2009 · Amount on Record
Deed Doc Number	201779798
Record Refreshed	Jun 08, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 13, 2017
Property Address	20541 PINE TREE LN, ESTERO, FL 33928-2531
Document Number	0000079798
Instrument Date	Apr 11, 2017
Instrument	79798
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	SIMPLE SETTLEMENT SERVICES LLC, SIMPLE SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20541 PINE TREE LN ESTERO FL 339282531, ESTERO, FL 33928-2531

Mortgage

Document Number	79799
Date	Apr 13, 2017
Instrument	79799

Lender

Name	STATE FARM BK
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,046.00 (+7.63%) Homeowner's exemption	$247,407 (+5.99%)	$425,808 (-21.1%) Land $107,293 Building $318,515
2023	$2,830.00 (-1.15%) Homeowner's exemption	$233,431 (+3%)	$539,695 (+59.06%) Land $137,651 Building $402,044
2022	$2,863.00 Homeowner's exemption	$226,632	$339,303 Land $102,033 Building $237,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 35% of Florida
Wildfire Likelihood	About 1 in 680 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.