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20500 Pine Tree Ln, Estero, FL 33928 Property Records

Lee County property record for 20500 Pine Tree Ln, Estero, FL 33928 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage3,372 sqft Living Area
Lot Size21,824 sqft (0.501 acres)
OccupancyOwner Occupied
Last Sale$650,000 (2018)
Tax Bill$6,542.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-46-25-E4-05000.0110
Alternative APNs
  • 252946E4050000110
  • 29462505000000110
  • 10274432

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area3,372 sqft Living Area
Gross Area4,842 sqft Gross Area
1st Floor2,235 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1987
Architectural StyleRanch Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionMansard Roof Construction
Roof MaterialAsphalt Roof
Lot Area21,824 sqft (0.501 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area945 sqft Garage

Exterior Amenities

Pool Area450 sqft Pool
Deck Area200 sqft Deck
Patio Area687 sqft Patio
Porch Area405 sqft Porch
Boat LiftBoat Lift

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10274432
Street Address20500 PINE TREE LN
CityESTERO
StateFL
Zip33928-2546
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESTERO RIVER HEIGHTS UNIT 3 PB 25 PG 133 LOT 11 + TRACT A
Legal Range25E
Legal Township46S
Legal Section29
Legal SubdivisionESTERO RIVER HEIGHTS
Legal TractA
Legal Block1
Legal Lot Number11
Legal Unit3
JurisdictionLEE FL
Minor Civil DivisionBONITA SPRINGS
Census Blockgroup1
Census Block1004
Census Tract50104

Owner

Source: Lee County records · APN 29-46-25-E4-05000.0110

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20500 PINE TREE LN, ESTERO, FL 33928-2546
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 08, 2022Deed of Trust, Mortgage · Small Business Association Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Dec 17, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARANTEED RATE
Dec 18, 2018Warranty Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 18, 2018 · Amount on Record
Deed SaleDec 18, 2018 · Amount on Record
Prior SaleOct 26, 2016 · Amount on Record
Deed Doc Number2018294370
Last Transfer DateApr 28, 2026
Transfer Doc0000109530
Record RefreshedSep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateApr 28, 2026
Property Address20500 PINE TREE LN, ESTERO, FL 33928-2546
Document Number0000109530
Instrument DateApr 28, 2026
Instrument2026.109530
Transaction TypeTransfer
Record UpdatedMay 07, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20500 PINE TREE LN, ESTERO, FL 33928-2546

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20500 PINE TREE LN, ESTERO, FL 33928-2546
Transaction TypeMortgage
Record UpdatedDec 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20500 PINE TREE LN, ESTERO, FL 33928-2546

Mortgage

Document Number0000373004
DateDec 08, 2022
Instrument2022000373004
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2037

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20500 PINE TREE LN, ESTERO, FL 33928-2546
Document Number0000075457
Instrument DateDec 17, 2018
Transaction TypeMortgage
Record UpdatedMay 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1303 N ALHAMBRA CIR NAPLES FL 341033291, NAPLES, FL 34103-3291

Mortgage

Document Number0000075457
DateApr 05, 2019
Instrument75457
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 04, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateDec 18, 2018
Property Address20500 PINE TREE LN, ESTERO, FL 33928-2546
Document Number0000294370
Instrument DateDec 17, 2018
Instrument294370
Transaction TypeTransfer
Record UpdatedFeb 14, 2019
Title CompanyDOUGAN LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address20500 PINE TREE LN ESTERO FL 339282546, ESTERO, FL 33928-2546

Mortgage

Document Number294371
DateDec 18, 2018
Instrument294371
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueDec 17, 2048

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,542.00 (-16.21%) Homeowner's exemption$515,878 (-15.96%) Land $314,517 Building $201,361$515,878 (-20.82%) Land $314,517 Building $201,361
2023$7,808.00 (+0.94%) Homeowner's exemption$613,860 (+3%)$651,525 (-5.29%) Land $241,465 Building $410,060
2022$7,735.00 Homeowner's exemption$595,981$687,910 Land $178,983 Building $508,927

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 680 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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