Lee County property record for 20521 Pine Tree Ln, Estero, FL 33928 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1984 |
| Square Footage | 2,984 sqft Living Area |
| Lot Size | 14,898 sqft (0.342 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $68,200 (1998) |
| Tax Bill | $1,431.00 (2025) |
| Primary APN | 29-46-25-E4-01005.0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,984 sqft Living Area |
| Gross Area | 4,070 sqft Gross Area |
| 1st Floor | 1,684 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,898 sqft (0.342 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 504 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 160 sqft Shed |
| Patio Area | 1,300 sqft Patio |
| Porch Area | 112 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 10274233 |
|---|---|
| Street Address | 20521 PINE TREE LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-2531 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESTERO RIVER HGTS. BLK.5 PB 10 PG 15 LOT 2 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | ESTERO RIVER HGTS |
| Legal Tract | E4 |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | LEE FL |
| Minor Civil Division | BONITA SPRINGS |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 50104 |
Source: Lee County records · APN 29-46-25-E4-01005.0020
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20521 PINE TREE LN, ESTERO, FL 33928-2531 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 12, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 1998 · Amount on Record |
| Deed Sale | Jul 13, 1998 · Amount on Record |
| Prior Sale | Jul 13, 1998 · Amount on Record |
| Deed Book / Page | 2985 / 2820 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20521 PINE TREE LN, ESTERO, FL 33928-2531 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000229856 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021000229856 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20521 PINE TREE LN, ESTERO, FL 33928-2531 |
| Document Number | 0000063835 |
| Instrument Date | Mar 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Title Company | EQUITY NATIONAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 20521 PINE TREE LN ESTERO FL 339282531, ESTERO, FL 33928-2531 |
| Document Number | 0000063835 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 63835 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 18, 2043 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,431.00 (+10.25%) Homeowner's exemption | $123,331 (+5.99%) | $443,063 (-12.52%) Land $111,459 Building $331,604 |
| 2023 | $1,298.00 (-4.77%) Homeowner's exemption | $116,364 (+3%) | $506,469 (+80.87%) Land $137,652 Building $368,817 |
| 2022 | $1,363.00 Homeowner's exemption | $112,975 | $280,018 Land $102,033 Building $177,985 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 680 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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