Lee County property record for 20540 Napa Loop, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · built 2025 |
| Lot Size | 0.18 acres (7,830 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $537,100 (Apr 2025) |
| Tax Bill | $3,326 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-46-27-L2-0500B.9090 |
| Primary APN | 31-46-27-L2-0500B.9090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 7,830 sqft (0.18 acres) |
| Account Number | 10618942 |
|---|---|
| Street Address | 20540 NAPA LOOP |
| City | ESTERO |
| State | FL |
| Zip | 33928-9800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPD |
| Legal Description | VERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK B LOT 909 |
| Legal Subdivision | VERDANA VILLAGE |
| Legal Block | B |
| Legal Lot Number | 909 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50312 |
Source: Lee County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20540 NAPA LOOP, ESTERO, FL 33928-9800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2025 · Amount on Record |
| Deed Sale | Apr 1, 2025 · Amount on Record |
| Deed Document Number | 202586699 |
| Record Updated | Oct 29, 2026 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,798 (+378.77%) Land $88,825 Building $378,973 | $467,798 (+378.77%) Land $88,825 Building $378,973 | |
| 2025 | $3,326.00 (+48.81%) | $97,708 (+26.3%) Land $97,708 | $97,708 (+26.3%) Land $97,708 |
| 2023 | $2,235.00 | $77,359 Land $77,359 | $77,359 Land $77,359 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 124 condo units |
| Nearby Flood Claims | 42 (1981–2024) |
| Claims Outside the SFHA | 9 of 42 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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