Lee County property record for 20544 Napa Loop, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,584 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (Sep 2024) |
| Tax Bill | $8,862 (2025) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-46-27-L2-0500B.9100 |
| Primary APN | 31-46-27-L2-0500B.9100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 9,584 sqft (0.22 acres) |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 288 sqft |
| Porch | Porch |
| Porch Area | 469 sqft |
| Patio Area | 592 sqft |
| Account Number | 10618943 |
|---|---|
| Street Address | 20544 NAPA LOOP |
| City | ESTERO |
| State | FL |
| Zip | 33928-9800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPD |
| Legal Description | VERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK B LOT 910 |
| Legal Subdivision | VERDANA VILLAGE |
| Legal Block | B |
| Legal Lot Number | 910 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50312 |
Source: Lee County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20544 NAPA LOOP, ESTERO, FL 33928-9800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2024 · Amount on Record |
| Deed Sale | Sep 16, 2024 · Amount on Record |
| Deed Document Number | 2024257829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Sep 16, 2024 |
| Property Address | 20544 NAPA LOOP, ESTERO, FL 33928-9800 |
| Document Number | 0000257829 |
| Map Reference | DOC 2023000039926 |
| Instrument Date | Sep 9, 2024 |
| Instrument | 2024000257829 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937 |
| Name | Verified Name |
|---|---|
| Address | 20544 NAPA LOOP, ESTERO, FL 33928-9800 |
| Document Number | 0000257830 |
|---|---|
| Date | Sep 16, 2024 |
| Instrument | 2024000257830 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,953 (-10.49%) Land $96,819 Building $402,134 | $498,953 (-10.49%) Land $96,819 Building $402,134 | |
| 2025 | $8,862.00 (+280.51%) Homeowner's exemption | $557,420 (+488.75%) Land $105,524 Building $451,896 | $557,420 (+488.75%) Land $105,524 Building $451,896 |
| 2023 | $2,329.00 | $94,678 Land $94,678 | $94,678 Land $94,678 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 124 condo units |
| Nearby Flood Claims | 42 (1981–2024) |
| Claims Outside the SFHA | 9 of 42 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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