Kershaw County property record for 2054 Ridgeway Rd, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,558 sqft · built 2020 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $216,500 (May 2020) |
| Tax Bill | $1,358 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage May 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 266-00-00-044 |
| Primary APN | 266-00-00-044 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,558 sqft Gross Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 47354 |
|---|---|
| Old Parcel Number | 0266 00 00 0440 |
| Street Address | 2054 RIDGEWAY RD |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MRD-1 |
| Legal Description | WHISPER FALLS SUBDIV PHASE 1 LOT 4 |
| Legal Subdivision | WHISPER FALLS SUBDIV |
| Legal Phase | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970401 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2054 RIDGEWAY RD, LUGOFF, SC 29078-8828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2020 | Grant Deed, Subdivision Related Transfer GUILD MTG |
| May 6, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on Record |
| Deed Sale | May 1, 2020 · Amount on Record |
| Deed Document Number | 0004215288 |
| Deed Book / Page | 4215 / 288 |
| Last Transfer Date | May 6, 2020 |
| Transfer Doc | 0000003838 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | May 6, 2020 |
| Property Address | 2054 RIDGEWAY RD, LUGOFF, SC 29078-8828 |
| Document Number | 0000003838 |
| Book / Page | 004215 / 000288 |
| Instrument Date | May 1, 2020 |
| Instrument | 3838 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 21, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $801.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2054 RIDGEWAY RD LUGOFF SC 29078, LUGOFF, SC 29078 |
| Document Number | 3839 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 004215/000291 |
| Instrument | 3839 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 5, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | May 6, 2020 |
| Property Address | 2054 RIDGEWAY RD, LUGOFF, SC 29078-8828 |
| Document Number | 0000003837 |
| Book / Page | 004215 / 000285 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 3837 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $93.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1460 LAKE RD RIDGEWAY SC 291309665, RIDGEWAY, SC 29130-9665 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,358.00 (+224.88%) | $216,400 (-) Land $30,000 Building $186,400 | $216,400 (-) |
| 2023 | $418.00 | $216,400 Land $30,000 Building $186,400 | $216,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 13 (1989–2020) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Mar 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
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