Kershaw County property record for 2038 Ridgeway Rd, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,341 sqft · built 2006 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,900 (Jun 2014) |
| Tax Bill | $1,179 (2025) |
| Deeds & Mortgages | Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 266-00-00-038 |
| Primary APN | 266-00-00-038 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,341 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 117 sqft |
| Deck Area | 96 sqft |
| Account Number | 47324 |
|---|---|
| Street Address | 2038 RIDGEWAY RD |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MRD1 |
| Legal Description | 2712-219 1861-200 LOT 7 CONTRACT 2763-128 |
| Legal Subdivision | WHISPER FALLS |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970401 |
Source: Kershaw County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2038 RIDGEWAY RD, LUGOFF, SC 29078-8828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2014 · Amount on Record |
| Deed Sale | Jun 9, 2014 · Amount on Record |
| Prior Sale | Jan 20, 2011 |
| Deed Book / Page | 3240 / 3 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2038 RIDGEWAY RD, LUGOFF, SC 29078-8828 |
| Document Number | 0000001910 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2038 RIDGEWAY RD LUGOFF SC 290788828, LUGOFF, SC 29078-8828 |
| Document Number | 0000001910 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 003829/000296 |
| Instrument | 1910 |
| Name | CHASE BK/MD |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 11, 2048 |
| Rate | 4.12% |
|---|
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,179.00 (-24.08%) | $183,100 (-) Land $30,000 Building $153,100 | $183,100 (-) |
| 2023 | $1,553.00 | $183,100 Land $30,000 Building $153,100 | $183,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 13 (1989–2020) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Mar 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures