2050 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 2050 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details2,728 sqft · built 2020
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (Apr 2020)
Tax Bill$1,470 (2025)
Deeds & MortgagesApr 2020 Sale
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN266-00-00-045

Property Details

APN / Parcel Number

Primary APN266-00-00-045
Alternative APNs
  • 0266 00 00 0450
  • 47355

Interior

Stories2 Stories
Building Area2,728 sqft Gross Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialVinyl
Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number47355
Old Parcel Number0266 00 00 0450
Street Address2050 RIDGEWAY RD
CityLUGOFF
StateSC
Zip29078-8828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMRD-1
Legal DescriptionWHISPER FALLS SUBDIV LOT 5
Legal SubdivisionWHISPER FALLS SUBDIV
Legal Lot Number5
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1009
Census Tract970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2050 RIDGEWAY RD, LUGOFF, SC 29078-8828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2020Grant Deed, Transfer
OTHER
Apr 29, 2020Grant Deed, Subdivision Related Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2020 · Amount on Record
Deed SaleApr 27, 2020 · Amount on Record
Deed Document Number0000042121
Deed Book / Page4212 / 1
Last Transfer DateApr 29, 2020
Transfer Doc0000003645
Record UpdatedJun 8, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateApr 29, 2020
Property Address2050 RIDGEWAY RD, LUGOFF, SC 29078-8828
Document Number0000003644
Book / Page004212 / 000001
Instrument DateApr 27, 2020
Instrument3644
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$93.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1460 LAKE RD RIDGEWAY SC 291309665, RIDGEWAY, SC 29130-9665

April 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateApr 29, 2020
Property Address2050 RIDGEWAY RD, LUGOFF, SC 29078-8828
Document Number0000003645
Book / Page004212 / 000004
Instrument DateApr 27, 2020
Instrument3645
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 20, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2050 RIDGEWAY RD LUGOFF SC 29078, LUGOFF, SC 29078

Mortgage

Document Number3646
DateApr 29, 2020
Book Page004212/000007
Instrument3646
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 28, 2050

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,470.00 (+1,886.49%)$237,600 (-) Land $30,000 Building $207,600$237,600 (-)
2023$74.00$237,600 Land $30,000 Building $207,600$237,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims13 (1989–2020)
Claims Outside the SFHA2 of 13
Most Recent ClaimMar 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
AT&T
DSL
100 / 20

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