2054 Chaps, Troy, MI 48085 Property Records

Oakland County property record for 2054 Chaps, Troy, MI 48085 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Architecture StyleCondo/Apartment
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$703,500 (2021)
Tax Bill$9,994.00 (2025)

Property Details

APN / Parcel Number

Primary APN88-20-12-303-043

Exterior

Architectural StyleCondo/Apartment Style
Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address2054 CHAPS
CityTROY
StateMI
Zip48085-5600
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT2N, R11E, SEC 12 OAKLAND COUNTY CONDOMINIUM PLAN NO 2097 HUNTERS PARKCONDOMINIUM UNIT 43 L48800 P311 11/17/15 FR 301-004 &
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit43
JurisdictionOAKLAND MI
Minor Civil DivisionTROY
Census Blockgroup1
Census Block1014
Census Tract196000

Owner

Source: Oakland County records · APN 88-20-12-303-043

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2054 CHAPS, TROY, MI 48085-5600
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 21, 2021Warranty Deed, Transfer · Conventional Mortgage
A BEST FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2021 · Amount on Record
Deed SaleSep 21, 2021 · Amount on Record
Deed Doc Number2021226023
Deed Book / Page56878 / 606
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2054 CHAPS, TROY, MI 48085-5600
Transaction TypeMortgage
Record UpdatedMar 07, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2054 CHAPS, TROY, MI 48085-5600
InvestorPossibly a Property Investor

Mortgage

Document Number0000026696
DateFeb 01, 2021
Book Page55609/664
Instrument26696
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2036

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 21, 2021
Property Address2054 CHAPS, TROY, MI 48085-5600
Document Number0000226023
Book / Page56878 / 606
Map ReferenceLB 48800 PG 311-324
Instrument DateJun 26, 2021
Instrument226023
Transaction TypeTransfer
Record UpdatedMar 07, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,050.10
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2054 CHAPS, TROY, MI 48085-5600

Transferred To (Grantee/Buyer)

NameVerified Name
Address2054 CHAPS, TROY, MI 48085-5600

Mortgage

Document Number0056878610
DateSep 21, 2021
Instrument56878/610
Lender
NameA BEST FINANCIAL CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,994.00 (-3.85%)
2023$599,280
2022$10,394.00$299,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Chaps

Nearby Streets

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