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2023 Chaps, Troy, MI 48085 Property Records

Oakland County property record for 2023 Chaps, Troy, MI 48085 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Architecture StyleCondo/Apartment
Lot Size14,375 sqft (0.33 acres)
OccupancyOwner Occupied
Last Sale$735,000 (2025)
Tax Bill$7,748.00 (2025)

Owner

Source: Oakland County records · APN 88-20-12-303-022

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4410 NAVIN FIELD LN, TROY, MI 48085-5738
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 20, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 28, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
UNITED WHOLESALE MTG
Apr 21, 2017Quit Claim Deed, Transfer
MTC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2025 · Amount on Record
Deed SaleOct 20, 2025 · Amount on Record
Deed Doc Number2025133518
Deed Book / Page60640 / 484
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateMay 22, 2026
Property Address2023 CHAPS, TROY, MI 48085-5600
Document Number0000069535
Book / Page61220 / 329
Instrument DateMay 13, 2026
Instrument202669535
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2023 CHAPS, TROY, MI 48085-5600

Mortgage

Document Number0000069535,
DateMay 22, 2026
Book Page61220/329
Instrument202669535
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 20, 2025
Property Address2023 CHAPS, TROY, MI 48085-5600
Document Number0000133518
Book / Page60640 / 484
Map ReferenceLB 47709 PG 718-776
Instrument DateOct 14, 2025
Instrument133518
Transaction TypeTransfer
Record UpdatedDec 16, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,512.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2023 CHAPS, TROY, MI 48085-5600

Transferred To (Grantee/Buyer)

NameVerified Name
Address4410 NAVIN FIELD LN, TROY, MI 48085-5738

Mortgage

Document Number0060744617
DateOct 20, 2025
Instrument60744/617
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2023 CHAPS, TROY, MI 48085-5600
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000218020
DateNov 28, 2017
Book Page51330/00583
Instrument218020
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2023 CHAPS, TROY, MI 48085-5600
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyCT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2023 CHAPS TROY, TROY, MI 48085

Mortgage

Document Number0000195412
DateSep 24, 2020
Book Page54884/362
Instrument195412
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueOct 01, 2048

April 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 28, 2017
Property Address2023 CHAPS, TROY, MI 48085-5600
Document Number0000086230
Book / Page050620 / 000896
Instrument DateApr 14, 2017
Instrument86230
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 05, 2019
Title CompanyGRECO TITLE AGENCY LLC, GRECO TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,680.80
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2422 DORCHESTER DR N #205 TROY MI 480843758, 205, TROY, MI 48084-3758

Mortgage

Document Number76479
DateApr 28, 2017
Book Page050574/000472
Instrument76479
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 27, 2047

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateApr 21, 2017
Property Address2023 CHAPS, TROY, MI 48085-5600
Document Number0000081824
Book / Page050596 / 000533
Instrument DateApr 14, 2017
Instrument81824
Transaction TypeTransfer
Record UpdatedJun 22, 2017
Title CompanyMTC

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address50215 SCHOENHERR RD SHELBY TOWNSHIP MI 483153117, SHELBY TOWNSHIP, MI 48315-3117

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,748.00 (-3.85%)
2023$470,100
2022$8,058.00$235,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN88-20-12-303-022

Exterior

Architectural StyleCondo/Apartment Style
Lot Area14,375 sqft (0.33 acres)

Location & Zoning

Street Address2023 CHAPS
CityTROY
StateMI
Zip48085-5600
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT2N, R11E, SEC 12 OAKLAND COUNTY CONDOMINIUM PLAN NO 2097 HUNTERS PARKCONDOMINIUM UNIT 22 L48800 P311 11/17/15 FR 301-004 &
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit22
JurisdictionOAKLAND MI
Minor Civil DivisionTROY
Census Blockgroup1
Census Block1016
Census Tract196000

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