Oakland County property record for 2022 Chaps, Troy, MI 48085
| Property Type | Condominium |
|---|---|
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,154 (2020) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 2012303045 |
| Primary APN | 2012303045 |
|---|
| Lot Area | 14,375 sqft (0.33 acres) |
|---|
| Street Address | 2022 CHAPS |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-5600 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T2N, R11E, SEC 12 OAKLAND COUNTY CONDOMINIUM PLAN NO 2097 HUNTERS PARK CONDOMINIUM UNIT 45 L48800 P311 11/17/15 FR 301-004 & 005 |
| Legal Subdivision | HUNTERS PARK CONDO OCCPN 2097 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 196000 |
2022 Chaps, a condominium, is owned and occupied by an individual who acquired it in December 2016.
Source: Oakland County records, as of September 30, 2020
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2022 CHAPS, TROY, MI 48085-5600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Aug 27, 2019 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Last Transfer Date | Dec 22, 2016 |
|---|---|
| Transfer Doc | 0000243822 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2022 CHAPS, TROY, MI 48085-5600 |
| Document Number | 0000116782 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2022 CHAPS TROY MI 480855600, TROY, MI 48085-5600 |
| Document Number | 0000116782 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 054364/000879 |
| Instrument | 116782 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 17, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2022 CHAPS, TROY, MI 48085-5600 |
| Document Number | 0000154929 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2022 CHAPS TROY MI 480855600, TROY, MI 48085-5600 |
| Document Number | 0000154929 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 053278/000564 |
| Instrument | 154929 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 22, 2034 |
Source: Oakland County assessment roll, as of March 31, 2020
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
FEMA maps place 2022 Chaps in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2022 Chaps is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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