2053 Central St, Ferndale, MI 48220 Property Records

Oakland County property record for 2053 Central St, Ferndale, MI 48220 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1946
Square Footage	978 sqft Living Area
Lot Size	4,661 sqft (0.107 acres)
Occupancy	Owner Occupied
Last Sale	$219,000 (2019)
Tax Bill	$5,532.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-25-28-379-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	978 sqft Living Area
1st Floor	782 sqft 1st Floor
Basement Area	782 sqft Basement
Finished Basement	782 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Bungalow Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	4,661 sqft (0.107 acres)
Depth X Width	117 ft x 40 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	362 sqft Garage
Deck Area	32 sqft Deck
Patio Area	32 sqft Patio
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	2053 CENTRAL ST
City	FERNDALE
State	MI
Zip	48220-1234
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	T1N, R11E, SEC 28 FERN-RIDGE SUB LOT 228
Legal Range	11E
Legal Township	01N
Legal Section	28
Legal Subdivision	FERN-RIDGE SUB
Legal Lot Number	228
Jurisdiction	OAKLAND MI
Minor Civil Division	FERNDALE
Census Blockgroup	3
Census Block	3006
Census Tract	173200

Owner

Source: Oakland County records · APN 24-25-28-379-013

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2053 CENTRAL ST, FERNDALE, MI 48220-1234
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Prior Sale	May 03, 2016 · Amount on Record
Deed Doc Number	20192225
Deed Book / Page	53509 / 543
Prior Transfer Date	Mar 09, 2000
Record Refreshed	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 15, 2019
Property Address	2053 CENTRAL ST, FERNDALE, MI 48220-1234
Document Number	0000192225
Book / Page	053509 / 000543
Instrument Date	Nov 01, 2019
Instrument	192225
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.40
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	34720 W 12 MILE RD FARMINGTON HILLS MI 483313264, FARMINGTON HILLS, MI 48331-3264

Mortgage

Document Number	186111
Date	Nov 15, 2019
Book Page	053475/000160
Instrument	186111

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2034

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,532.00 (-2.96%) Homeowner's exemption	$116,710 (+7.45%)	$233,420 (+7.45%)
2024	$5,701.00 (+4.68%)
2023		$108,620	$217,240
2021	$5,446.00