20513 Prospector Loop, Bend, OR 97702 Property Records

Deschutes County property record for 20513 Prospector Loop, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 2004
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$353,000 (Jun 2020)
Tax Bill	$3,300 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181209-CA-04436`

Property Details

APN / Parcel Number

Primary APN	`181209-CA-04436`
Alternative APN	`240398`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	1,739 sqft
1st Floor Area	1,346 sqft
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	5,227 sqft (0.12 acres)
Garage Area	393 sqft

Location & Zoning

Account Number	240398
Street Address	20513 PROSPECTOR LOOP
City	BEND
State	OR
Zip	97702-2294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAULINA PEAKS PHASE 2 LOT 28
Legal Range	12
Legal Township	18
Legal Section	09
Legal Subdivision	PAULINA PEAKS PHASE 2
Legal Lot Number	28
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1025
Census Tract	2002

Owner

Source: Deschutes County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20513 PROSPECTOR LOOP, BEND, OR 97702-2294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 17, 2020	Quit Claim Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO
Jun 16, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	Aug 13, 2009 · Amount on Record
Deed Document Number	202027931
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 23, 2026
Property Address	20513 PROSPECTOR LOOP, BEND, OR 97702-2294
Document Number	0000012126
Instrument Date	Apr 23, 2026
Instrument	202612126
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20513 PROSPECTOR LOOP, BEND, OR 97702-2294

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 17, 2020
Property Address	20513 PROSPECTOR LOOP, BEND, OR 97702-2294
Document Number	0000028042
Instrument Date	Jun 16, 2020
Instrument	28042
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20513 PROSPECTOR LOOP BEND OR 977022294, BEND, OR 97702-2294

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 16, 2020
Property Address	20513 PROSPECTOR LOOP, BEND, OR 97702-2294
Document Number	0000027931
Instrument Date	Jun 15, 2020
Instrument	2020-27931
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20513 PROSPECTOR LOOP, BEND, OR 97702-2294

Mortgage

Document Number	0000027932
Date	Jun 16, 2020
Instrument	2020-27932

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,300.00 (+3.94%)	$195,330 (+2.99%)	$511,020 (+1.83%) Land $195,510 Building $315,510
2024	$3,175.00 (+7.88%)	$189,650 (+3%)	$501,830 (-3.11%) Land $195,510 Building $306,320
2023	$2,943.00	$184,130	$517,950 Land $195,510 Building $322,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Webformix.

Nearby Properties on Prospector Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures