Deschutes County property record for 20518 Prospector Loop, Bend, OR 97702 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,346 sqft · built 2003 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Apr 2024) |
| Tax Bill | $3,300 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Apr 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181209-CA-04402 |
| Primary APN | 181209-CA-04402 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,346 sqft Living Area |
| Gross Area | 1,739 sqft |
| 1st Floor Area | 1,346 sqft |
| Great Room | Great Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 393 sqft |
| Account Number | 240364 |
|---|---|
| Street Address | 20518 PROSPECTOR LOOP |
| City | BEND |
| State | OR |
| Zip | 97702-2294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAULINA PEAKS PHASE 2 LOT 18 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 09 |
| Legal Subdivision | PAULINA PEAKS PHASE 2 |
| Legal Lot Number | 18 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 2002 |
Source: Deschutes County records · APN 181209-CA-04402
Assessment roll updated November 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20518 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Apr 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Feb 19, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage CITYWIDE BANKS |
| Apr 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on Record |
| Deed Sale | Apr 23, 2024 · Amount on Record |
| Prior Sale | Apr 26, 2022 · Amount on Record |
| Deed Document Number | 20249946 |
| Prior Transfer Date | Feb 13, 2020 |
| Prior Transfer Doc | 0000007178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Apr 23, 2024 |
| Property Address | 20518 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000009946 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 2024-09946 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20518 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000009947 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024-09947 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Apr 26, 2022 |
| Property Address | 20518 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000017202 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022-17202 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20518 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000017203 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 2022-17203 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 19, 2020 |
| Property Address | 20518 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000007178 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 2020-07178 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20518 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000007179 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020-07179 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Sep 28, 2018 |
| Property Address | 20518 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000039488 |
| Map Reference | CAB F PG583 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 2018-39488 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | DESCHUTES COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 20518 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000039489 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018-39489 |
| Name | CITYWIDE BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1 Months |
| Due | Oct 01, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Apr 28, 2017 |
| Property Address | 20518 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000016081 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 2017-16081 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20518 PROSPECTOR LOOP, BEND, OR 97702-2294 |
| Document Number | 0000016082 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2017-16082 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,300.00 (+3.94%) | $195,320 (+3%) | $507,440 (+1.82%) Land $195,510 Building $311,930 |
| 2024 | $3,175.00 (+7.88%) | $189,640 (+3%) | $498,350 (-3.1%) Land $195,510 Building $302,840 |
| 2023 | $2,943.00 | $184,120 | $514,290 Land $195,510 Building $318,780 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170020021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 635 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TDS Telecom | Fiber | 1,000 / 1,000 |
| TDS Telecom | Cable | 1,000 / 20 |
| Yellowknife Wireless Company | Fixed Wireless (licensed-by-rule) | 700 / 200 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Webformix Company, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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