2051 Nations Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2051 Nations Way, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,199 sqft · built 2014
Lot Size	0.132 acres (5,749 sqft)
Owner	Company Name on Record
Last Sale	$286,000 (Jan 2021)
Tax Bill	$8,077 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-30-0082-0001-5110`

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0082-0001-5110`
Alternative APNs	`263009008200015110` `158816`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,199 sqft Living Area
Gross Area	2,655 sqft
1st Floor Area	1,052 sqft
Upper Floors Area	1,147 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,749 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	56 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2051 NATIONS WAY
City	SAINT CLOUD
State	FL
Zip	34769-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 511
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK PH 3B
Legal Phase	3B
Legal Tract	82
Legal Block	5110
Legal Lot Number	511
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1035
Census Tract	43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	FIRSTKEY HOMES, ATLANTA, GA 30067
Owner Type	Company
Vesting	Limited Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Jul 26, 2021	Intrafamily Transfer, Transfer OS NATIONAL LLC
Dec 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 25, 2021	Warranty Deed, Transfer ESQUIRE TITLE AND ESCROW PA, ESQUIRE TITLE & ESCROW PA
Apr 9, 2020	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY
Mar 6, 2018	Warranty Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Apr 9, 2020 · Amount on Record
Deed Document Number	202110792
Deed Book / Page	5876 / 1943
Last Transfer Date	Jul 15, 2021
Transfer Doc	0060090325
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2051 NATIONS WAY, SAINT CLOUD, FL 34769-1826
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060242341
Date	Aug 18, 2021
Book Page	6024/2341
Instrument	2021127769

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jul 26, 2021
Property Address	2051 NATIONS WAY, SAINT CLOUD, FL 34769-1826
Document Number	0060090325
Book / Page	6009 / 325
Map Reference	MB 20 PG 90-93
Instrument Date	Jul 15, 2021
Instrument	2021114976
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Mail Care Of	FIRST KEY HOMES LLC
Investor	Possibly a Property Investor

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2051 NATIONS WAY, SAINT CLOUD, FL 34769-1826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 NATIONS WAY, SAINT CLOUD, FL 34769-1826

Mortgage

Document Number	0058581992
Date	Dec 28, 2020
Book Page	5858/1992
Instrument	2020175402

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Apr 1, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 25, 2021
Property Address	2051 NATIONS WAY, SAINT CLOUD, FL 34769-1826
Document Number	0058761943
Book / Page	5876 / 1943
Map Reference	MB 20 PG 90
Instrument Date	Jan 20, 2021
Instrument	2021010792
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ESQUIRE TITLE AND ESCROW PA, ESQUIRE TITLE & ESCROW PA

Transaction

Amount	Amount Recorded
Tax	$2,002.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2941 SUNSET VISTA BLVD, 2941, CELEBRATION, FL 34747-1110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 9, 2020
Property Address	2051 NATIONS WAY, SAINT CLOUD, FL 34769-1826
Document Number	0057052960
Book / Page	005705 / 002960
Instrument Date	Mar 31, 2020
Instrument	48950
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2051 NATIONS WAY #WAT ST CLOUD FL 347691826, ST CLOUD, FL 34769-1826

Mortgage

Document Number	57052962
Date	Apr 9, 2020
Book Page	005705/002962
Instrument	48951

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 6, 2018
Property Address	2051 NATIONS WAY, SAINT CLOUD, FL 34769-1826
Document Number	0052961868
Book / Page	5296 / 1868
Map Reference	MB20 PG90-93
Instrument Date	Feb 21, 2018
Instrument	2018037651
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	HOMELAND TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2051 NATIONS WAY, 2051, SAINT CLOUD, FL 34769-1826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2051 NATIONS WAY, SAINT CLOUD, FL 34769-1826

Mortgage

Document Number	2018037652
Date	Mar 6, 2018
Instrument	2018037652

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,077.00 (-2.11%)	$327,700 (+0.61%) Land $70,000 Building $257,700	$327,700 (+0.61%) Land $70,000 Building $257,700
2024	$8,251.00 (+6.63%)
2023	$7,738.00 (+9.54%)	$325,700 (+18.09%) Land $60,000 Building $265,700	$325,700 (+18.09%) Land $60,000 Building $265,700
2022	$7,064.00	$275,800 Land $55,000 Building $220,800	$275,800 Land $55,000 Building $220,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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