2050 Nations Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2050 Nations Way, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,875 sqft · built 2014
Lot Size	0.132 acres (5,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,000 (May 2024)
Tax Bill	$6,995 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-30-0082-0001-4760`

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0082-0001-4760`
Alternative APNs	`263009008200014760` `158781`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,875 sqft Living Area
Gross Area	2,533 sqft
1st Floor Area	1,875 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,749 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2050 NATIONS WAY
City	SAINT CLOUD
State	FL
Zip	34769-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 476
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK PH 3B
Legal Phase	3B
Legal Tract	82
Legal Block	4760
Legal Lot Number	476
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43208

Owner

Source: Osceola County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2050 NATIONS WAY, SAINT CLOUD, FL 34769-1822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 17, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 19, 2019	Loan Modification, Mortgage UPLAND MORTGAGE LOAN TR B (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	Jun 16, 2014 · Amount on Record
Deed Document Number	202461523
Deed Book / Page	6597 / 2595
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2050 NATIONS WAY, SAINT CLOUD, FL 34769-1822
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20504 NATIONS WAY, SAINT CLOUD, FL 34769

Mortgage

Document Number	0062901429
Date	Sep 22, 2022
Book Page	6290/1429
Instrument	2022144019

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2062

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2050 NATIONS WAY, SAINT CLOUD, FL 34769-1822
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 NATIONS WAY, SAINT CLOUD, FL 34769-1822

Mortgage

Document Number	0061731994
Date	Mar 17, 2022
Book Page	6173/1994
Instrument	2022042715

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2050 NATIONS WAY, SAINT CLOUD, FL 34769-1822
Document Number	0056611459
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 NATIONS WAY ST CLOUD FL 347691822, ST CLOUD, FL 34769-1822

Mortgage

Document Number	0056611459
Date	Jan 22, 2020
Book Page	005661/001459
Instrument	10395

Lender

Name	UPLAND MORTGAGE LOAN TR B (CT)
Address	1600 S DOUGLASS RD # 200A, ANAHEIM, CA 92806-5948

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,995.00 (+49.21%)	$310,300 (+69.39%) Land $70,000 Building $240,300	$310,300 (+0.91%) Land $70,000 Building $240,300
2023	$4,688.00 (+3.35%) Homeowner's exemption	$183,190 (+3%)	$307,500 (+18.22%) Land $60,000 Building $247,500
2022	$4,536.00 Homeowner's exemption	$177,855	$260,100 Land $55,000 Building $205,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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