2020 Nations Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2020 Nations Way, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 2014
Lot Size	0.132 acres (5,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Apr 2021)
Tax Bill	$6,910 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-30-0082-0001-4790`

Property Details

APN / Parcel Number

Primary APN	`09-26-30-0082-0001-4790`
Alternative APNs	`263009008200014790` `158784`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,760 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,749 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2020 NATIONS WAY
City	SAINT CLOUD
State	FL
Zip	34769-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 479
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK PH 3B
Legal Phase	3B
Legal Tract	82
Legal Block	4790
Legal Lot Number	479
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43208

Owner

Source: Osceola County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2020 NATIONS WAY, SAINT CLOUD, FL 34769-1822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Apr 7, 2021	Warranty Deed, Transfer · Conventional Mortgage PRINCETON MORTGAGE CORP
Feb 22, 2017	Warranty Deed, Transfer INFINITY TITLE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Prior Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	202152328
Deed Book / Page	5930 / 652
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 20, 2026
Property Address	2020 NATIONS WAY, SAINT CLOUD, FL 34769-1822
Document Number	0000094726
Book / Page	7006 / 1733
Instrument Date	Jul 16, 2026
Instrument	202694726
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	TITLE GROUP, YOUR TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250,985.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 NATIONS WAY, SAINT CLOUD, FL 34769-1822

Mortgage

Document Number	0000094727,
Date	Jul 20, 2026
Instrument	202694727

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 7, 2021
Property Address	2020 NATIONS WAY, SAINT CLOUD, FL 34769-1822
Document Number	0059300652
Book / Page	5930 / 652
Map Reference	MB 20 PG 90-93
Instrument Date	Mar 26, 2021
Instrument	2021052328
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CENTURION TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2804 SWEETSPIRE CIR, 2804, KISSIMMEE, FL 34746-3483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 NATIONS WAY, SAINT CLOUD, FL 34769-1822

Mortgage

Document Number	0005930653
Date	Apr 7, 2021
Instrument	5930/653

Lender

Name	PRINCETON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 22, 2017
Property Address	2020 NATIONS WAY, SAINT CLOUD, FL 34769-1822
Document Number	0051060038
Book / Page	5106 / 0038
Map Reference	MB20 PG90-93
Instrument Date	Feb 16, 2017
Instrument	2017028655
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	INFINITY TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$1,364.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 NATIONS WAY, 2020, SAINT CLOUD, FL 34769-1822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 NATIONS WAY, SAINT CLOUD, FL 34769-1822

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,910.00 (-3.15%) Homeowner's exemption	$305,600 (+0.96%) Land $70,000 Building $235,600	$305,600 (+0.96%) Land $70,000 Building $235,600
2024	$7,135.00 (-2.79%)
2023	$7,340.00 (+9.41%)	$302,700 (+18.2%) Land $60,000 Building $242,700	$302,700 (+18.2%) Land $60,000 Building $242,700
2022	$6,709.00	$256,100 Land $55,000 Building $201,100	$256,100 Land $55,000 Building $201,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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