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2050 Lorraine Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2050 Lorraine Way, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,104 sqft Living Area
Lot Size16,117 sqft (0.37 acres)
GarageAttached, 576 sqft
Last Sale$350,000 (2020)
Tax Bill$6,887.00 (2024)

Property Details

APN / Parcel Number

Primary APN14-26-30-0857-0001-0270
Alternative APNs
  • 142630398900010270
  • 263014085700010270
  • 84986

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,104 sqft Living Area
Gross Area2,980 sqft Gross Area
1st Floor2,104 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,117 sqft (0.37 acres)
Depth X Width134 ft x 121 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area407 sqft Pool
Deck Area500 sqft Deck
Porch Area300 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2050 LORRAINE WAY
CitySAINT CLOUD
StateFL
Zip34769-5559
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLORRAINE ESTATES UNIT FOUR PB 11 PG 51 LOT 27
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionLORRAINE ESTATES UNIT 4
Legal Tract857
Legal Block270
Legal Lot Number27
Legal UnitFO
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2028
Census Tract43303

Owner

Source: Osceola County records · APN 14-26-30-0857-0001-0270

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4253 E RAVEN RD, PHOENIX, AZ 85044-6724
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jul 19, 2022Intrafamily Transfer, Transfer
Nov 09, 2018Deed of Trust, Mortgage · Commercial Mortgage
CENTERSTATE BANK OF FLORIDA NA
Dec 31, 2020Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Sep 11, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 31, 2020 · Amount on Record
Deed SaleDec 31, 2020 · Amount on Record
Prior SaleSep 11, 2018 · Amount on Record
Deed Doc Number2020177519
Deed Book / Page5862 / 286
Last Transfer DateJan 28, 2022
Transfer Doc0062530907
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2050 LORRAINE WAY, SAINT CLOUD, FL 34769-5559
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4253 E RAVEN RD, PHOENIX, AZ 85044-6724

Mortgage

Document Number0058771855
DateJan 26, 2021
Book Page5877/1855
Instrument2021011435
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42304
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJul 19, 2022
Property Address2050 LORRAINE WAY, SAINT CLOUD, FL 34769-5559
Document Number0062530907
Book / Page6253 / 907
Map ReferenceMB 11 PG 51
Instrument DateJan 28, 2022
Instrument2022110424
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4253 E RAVEN RD, 4253, PHOENIX, AZ 85044-6724

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4253 E RAVEN RD, PHOENIX, AZ 85044-6724

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2050 LORRAINE WAY, SAINT CLOUD, FL 34769-5559
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054312980
DateNov 09, 2018
Book Page5431/2980
Instrument2018167157
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressSAINT CLOUD, FL 34769
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueOct 18, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 31, 2020
Property Address2050 LORRAINE WAY, SAINT CLOUD, FL 34769-5559
Document Number0058620286
Book / Page5862 / 286
Map ReferenceMB 11 PG 51
Instrument DateDec 28, 2020
Instrument2020177519
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5 COLUMBIA AVE, 5, SAINT CLOUD, FL 34769-1937

Transferred To (Grantee/Buyer)

NameVerified Name
Address4253 E RAVEN RD, PHOENIX, AZ 85044-6724

Mortgage

Document Number0005862287
DateDec 31, 2020
Instrument5862/287
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

September 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 11, 2018
Property Address2050 LORRAINE WAY, SAINT CLOUD, FL 34769-5559
Document Number0053990179
Book / Page5399 / 0179
Map ReferenceMB11 PG51
Instrument DateSep 06, 2018
Instrument2018136511
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyQUALITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,008.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1110 PENNSYLVANIA AVE, 1110, SAINT CLOUD, FL 34769-3750

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 BLACKFOOT TRL, SAINT CLOUD, FL 34771-7959

Mortgage

Document Number2018136512
DateSep 11, 2018
Instrument2018136512
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 10, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,372.00 (+7.04%)$411,700 (+6.41%) Land $70,000 Building $341,700$411,700 (+6.41%) Land $70,000 Building $341,700
2024$6,887.00 (+7.78%)
2023$6,390.00 (+14.5%)$386,900 (+24.93%) Land $55,000 Building $331,900$386,900 (+24.93%) Land $55,000 Building $331,900
2022$5,581.00$309,700 Land $50,000 Building $259,700$309,700 Land $50,000 Building $259,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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