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2010 Lorraine Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2010 Lorraine Way, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,916 sqft Heated Area
Lot Size11,413 sqft (0.262 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2016)
Tax Bill$3,274.00 (2025)

Property Details

APN / Parcel Number

Primary APN84988
Alternative APNs
  • 142630085700010290
  • 142630398900010290

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,916 sqft Heated Area
Gross Area2,543 sqft Gross Area
1st Floor1,916 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,413 sqft (0.262 acres)
Depth X Width134 ft x 85 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage

Exterior Amenities

Pool Area312 sqft Pool
FenceFence
Deck Area708 sqft Deck
PorchOpen Porch
Porch Area207 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number84988
Old Parcel Number142630398900010290
Street Address2010 LORRAINE WAY
CitySAINT CLOUD
StateFL
Zip34769-5559
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLORRAINE ESTATES UNIT FOUR PB 11 PG 51 LOT 29
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionLORRAINE EST 1-4
Legal Tract857
Legal Block1
Legal Lot Number29
Legal UnitFO
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2028
Census Tract43303

Owner

Source: Osceola County records · APN 84988

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2010 LORRAINE WAY, SAINT CLOUD, FL 34769-5559
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 22, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jun 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
May 03, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2016 · Amount on Record
Deed SaleSep 07, 2016 · Amount on Record
Prior SaleFeb 04, 2015 · Amount on Record
Deed Doc Number2016135160
Deed Book / Page5020 / 0816
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2010 LORRAINE WAY, SAINT CLOUD, FL 34769-5559
Transaction TypeMortgage
Record UpdatedApr 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2010 LORRAINE WAY, SAINT CLOUD, FL 34769-5559

Mortgage

Document Number0061940116
DateApr 14, 2022
Book Page6194/116
Instrument2022059379
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2010 LORRAINE WAY, SAINT CLOUD, FL 34769-5559
Transaction TypeMortgage
Record UpdatedJul 08, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2010 LORRAINE WAY, SAINT CLOUD, FL 34769-5559

Mortgage

Document Number0059852329
DateJun 22, 2021
Book Page5985/2329
Instrument2021096788
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 12, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2010 LORRAINE WAY, SAINT CLOUD, FL 34769-5559
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057351517
DateJun 10, 2020
Book Page5735/1517
Instrument2020074468
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2010 LORRAINE WAY, SAINT CLOUD, FL 34769-5559
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055621475
DateJul 25, 2019
Book Page5562/1475
Instrument2019095963
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2010 LORRAINE WAY, SAINT CLOUD, FL 34769-5559
Document Number0051522232
Instrument DateMay 03, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2010 LORRAINE WAY ST CLOUD FL 347695559, ST CLOUD, FL 34769-5559

Mortgage

Document Number0051522232
DateMay 23, 2017
Book Page005152/002232
Instrument75691
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 22, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,274.00 (+6.37%) Homeowner's exemption$225,830 (+5.99%)$347,200 (+6.44%) Land $70,000 Building $277,200
2023$3,078.00 (+3.71%) Homeowner's exemption$213,074 (+3%)$326,200 (+24.55%) Land $55,000 Building $271,200
2022$2,968.00 Homeowner's exemption$206,868$261,900 Land $50,000 Building $211,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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