Osceola County property record for 1971 Lorraine Way, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,820 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $21,500 (2001) |
| Tax Bill | $1,769.00 (2024) |
| Primary APN | 14-26-30-0857-0001-0470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 2,527 sqft Gross Area |
| 1st Floor | 1,820 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 120 ft x 90 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 266 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1971 LORRAINE WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5558 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LORRAINE ESTATES UNIT FOUR PB 11 PG 51 LOT 47 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | LORRAINE ESTATES UNIT 4 |
| Legal Tract | 857 |
| Legal Block | 470 |
| Legal Lot Number | 47 |
| Legal Unit | FO |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 43303 |
Source: Osceola County records · APN 14-26-30-0857-0001-0470
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1971 LORRAINE WAY, SAINT CLOUD, FL 34769-5558 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) CALIBER HM LOANS |
| Mar 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) PLANET HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2001 · Amount on Record |
| Deed Sale | Aug 13, 2001 · Amount on Record |
| Deed Book / Page | 1916 / 2217 |
| Last Transfer Date | Mar 22, 2018 |
| Transfer Doc | 0053052128 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1971 LORRAINE WAY, SAINT CLOUD, FL 34769-5558 |
| Document Number | 0057200147 |
| Instrument Date | May 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1971 LORRAINE WAY ST CLOUD FL 347695558, ST CLOUD, FL 34769-5558 |
| Document Number | 0057200147 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 005720/000147 |
| Instrument | 62142 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 07, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 23, 2018 |
| Property Address | 1971 LORRAINE WAY, SAINT CLOUD, FL 34769-5558 |
| Document Number | 0053052128 |
| Book / Page | 005305 / 002128 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 46789 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | TREASURE TITLE INSURANCE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1971 LORRAINE WAY ST CLOUD FL 347695558, ST CLOUD, FL 34769-5558 |
| Document Number | 53052130 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 005305/002130 |
| Instrument | 46790 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,837.00 (+3.84%) Homeowner's exemption | $145,524 (+5.99%) | $312,200 (+7.1%) Land $70,000 Building $242,200 |
| 2024 | $1,769.00 (+3.27%) | ||
| 2023 | $1,713.00 (+4.26%) Homeowner's exemption | $137,304 (+3%) | $291,500 (+27.35%) Land $55,000 Building $236,500 |
| 2022 | $1,643.00 Homeowner's exemption | $133,305 | $228,900 Land $50,000 Building $178,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures