2050 Elm Tree Ter, Buford, GA 30518 Property Records

Gwinnett County property record for 2050 Elm Tree Ter, Buford, GA 30518

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,295 sqft · built 1992
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Dec 2025)
Tax Bill	$1,167 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-334-203`

Property Details

APN / Parcel Number

Primary APN	`7-334-203`
Alternative APN	`R7334 203`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,295 sqft Living Area
1st Floor Area	756 sqft
Basement Area	1,370 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	28,314 sqft (0.65 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	440 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	7334203
Street Address	2050 ELM TREE TER
City	BUFORD
State	GA
Zip	30518-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100CSO-SINGLE-FAMILY CON
Legal Description	L12 BA ELM TREE #1
Legal Subdivision	ELM TREE
Legal Block	A
Legal Lot Number	12
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	BUFORD-SUGAR HILL
Census Block Group	2
Census Block	2031
Census Tract	50110

Owner

2050 Elm Tree Ter is owned and occupied by an individual who bought it in December 2025.

Source: Gwinnett County records, as of February 17, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2050 ELM TREE TER, BUFORD, GA 30518-1254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING
May 24, 2017	Grant Deed, Transfer · FHA Mortgage GUARANTY MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on File
Deed Sale	Dec 3, 2025 · Amount on File
Prior Sale	May 11, 2017 · Amount on File
Deed Document Number	0062217437
Deed Book / Page	62217 / 437
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Dec 3, 2025
Property Address	2050 ELM TREE TER, BUFORD, GA 30518-1254
Document Number	0622170437
Book / Page	62217 / 437
Instrument Date	Nov 21, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2050 ELM TREE TER, BUFORD, GA 30518-1254

Mortgage

Document Number	0062217439
Date	Dec 3, 2025
Instrument	62217/439

Lender

Name	KIND LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	May 24, 2017
Property Address	2050 ELM TREE TER, BUFORD, GA 30518-1254
Document Number	0551380399
Book / Page	055138 / 000399
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2050 ELM TREE TER BUFORD GA 305181254, BUFORD, GA 30518-1254

Mortgage

Document Number	551380400
Date	May 24, 2017
Book Page	055138/000400

Lender

Name	GUARANTY MTG SVCS
Type	Mortgage Company
Address	BUFORD, GA 30518

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2050 Elm Tree Ter was $1,167 with a homeowner's exemption.

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Buford City
County	Gwinnett County
Unified School District	Buford City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,167.00	$190,920 Land $40,000 Building $150,920	$477,300 Land $100,000 Building $377,300
2023	$1,023.00	$117,840 Land $18,000 Building $99,840
2022			$294,600 Land $45,000 Building $249,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2050 Elm Tree Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2050 Elm Tree Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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